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27 Quotes to Change How You Think About Problems Great minds give you the benefit of their experience.

By Daniel Marlin • Apr 21, 2017

Opinions expressed by Entrepreneur contributors are their own.

It happens to even the most seasoned of entrepreneurs. You've built momentum for your latest project, you're excited to embrace new challenges and you've visualized success at the end of the road.

But all of a sudden an unexpected problem stops you dead in your tracks -- and this one seems impossible to solve.

Yes, major hurdles are disheartening, and they're often unavoidable. But the way you engage with and think about problems directly influences your ability to solve them.

Here's how some of the world's smartest people think about problems and how you can learn to overcome them.

Related: 4 Effective Ways Leaders Solve Problems and Stop them Before They Happen

1. "We cannot solve our problems with the same thinking we used when we created them." – Albert Einstein

2. "Problems are not stop signs, they are guidelines." – Robert H. Shuller

3. "All problems become smaller when you confront them instead of dodging them." – William F. Halsey

4. "Not everything that is faced can be changed. But nothing can be changed until it is faced." – James Baldwin

5. "Sometimes problems don't require a solution to solve them; Instead they require maturity to outgrow them." – Steve Maraboli

6. "Every problem is a gift. Without them we wouldn't grow" – Tony Robbins

7. "Life is not a problem to be solved, but a reality to be experienced." – Soren Kierkegaard

8. "If you can solve your problem, then what is the need of worrying? If you cannot solve it, then what is the use of worrying?" – Shantideva

9. "It isn't that they cannot find the solution. It is that they cannot see the problem." – G.K Chesterton

10. "Problems are nothing but wake-up calls for creativity" – Gerhard Gschwandtner

11. "We fail more often because we solve the wrong problem than because we get the wrong solution to the right problem." – Russell L. Ackoff

12. "A positive attitude may not solve your problems -- but it will annoy enough people to make it worth the effort." – Anonymous

Related: 4 Ways to Maintain a Positive Attitude Even When You're Stressed

13. "Running away from a problem only increases the distance from the solution." – Anonymous

14. "Problem-solving leaders have one thing in common: a faith that there's always a better way." – Gerald M. Weinberg

15. "Each problem that I solved became a rule, which served afterwards to solve other problems." – Rene Descartes

16. "Your ability to solve problems and make good decisions is the true measure of your skill as a leader." – Brian Tracy

17. "If you are unable to understand the cause of a problem, it is impossible to solve it." – Naoto Kan

18. "A problem is a chance for you to do your best." – Duke Ellington

19. "Giving up is the most painful way of solving a problem." – Anonymous

20. "Instead of thinking out the box, get rid of the box." – Deepak Chopra

21. "Solving problems means listening." – Richard Branson

22. "Inside of every problem lies an opportunity." – Robert Kiposaki

23. "There is no problem outside of you that is superior to the power within you." – Bob Proctor

24. "You can increase your problem-solving skills by honing your question-asking ability." – Michael J. Gelb

Related: Entrepreneurship Is Not About Problem Solving

25. "Don't bother people for help without first trying to solve the problem yourself." – Colin Powell

26. "If a problem can be solved it will be. If it cannot be solved there is no use worrying about it." – Dalai Lama XIV

27. "All life is problem solving." – Karl Popper

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Money Quotes and Sayings

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Looking for a money mindset? These money quotes are full of different perspectives on riches, wealth, and the virtues and pitfalls of each.

Money is a big part of life no matter where you live and what you do. Obviously we need it to buy things and live our daily lives. But what else does money mean to us?

People have placed significance on money for thousands of years due to its importance to people, countries, and cultures . From the Bible to current music, there are conflicting sayings about money everywhere.

So here are the best money quotes to give you a better understanding of cash and how to use it for our highest good.

Page Contents

Top 10 Money Quotes

The money you have gives you freedom; the money you pursue enslaves you. Jean-Jacques Rousseau

Money is a terrible master but an excellent servant. P.T. Barnum

It’s easy to say you don’t care about money when you have plenty of it. Ransom Riggs

Money won is twice as sweet as money earned. Paul Newman

Lack of money is the root of all evil. George Bernard Shaw

A wise person should have money in their head, but not in their heart. Jonathan Swift

I’d rather lose my own money than someone else’s. Dean Kamen

Money makes the world go round; however, happiness greases the axle. Without this lubricant, life will seize. Paul Van Der Merwe

Short Money Quotes

Money is like muck—not good unless it be spread. Francis Bacon

Money: power at its most liquid. Mason Cooley

Money often costs too much. Ralph Waldo Emerson

Money equals freedom. Kevin O’Leary

Money is the barometer of a society’s virtue. Ayn Rand

Money can’t buy life. Bob Marley

Money is a kind of poetry. Wallace Stevens

The American Dream is really money. Jill Robinson

Time is money. Bennjamin Franklin

Money isn’t everything… but it ranks right up there with oxygen. Rita Davenport

Money never sleeps, pal. Michael Douglas, as Gordon Gekko in Wall Street

The more you learn, the more you earn. Warren Buffett

Quotes about Money

Spend your money on the things money can buy. Spend your time on the things money can’t buy. Haruki Murakami

To acquire money requires valor, to keep money requires prudence, and to spend money well is an art. Berthold Auerbach

Money is like a sixth sense without which you cannot make a complete use of the other five. W. Somerset Maugham

When a fellow says it ain’t the money but the principle of the thing, it’s the money. Artemus Ward

He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all. Eleanor Roosevelt

Money does not buy you happiness, but lack of money certainly buys you misery. Daniel Kahneman

Time is more valuable than money. You can get more money, but you cannot get more time. Jim Rohn

It’s all about the money. Joe Jackson

It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. George Lorimer

Money is like love; it kills slowly and painfully the one who withholds it, and enlivens the other who turns it on his fellow man. Khalil Gibran

If money was my only motivation, I would organize myself differently. Placido Domingo

Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort. Franklin D. Roosevelt

Money is not real. It is a conscious agreement on measuring value. John Ralston Saul

Money never made a man happy yet, nor will it. There is nothing in its nature to produce happiness. The more a man has, the more he wants. Instead of filling a vacuum, it makes one. Benjamin Franklin

It is a kind of spiritual snobbery that makes people think they can be happy without money. Albert Camus

Anytime an athlete tells you it’s not about the money, that means it’s about one thing – the money. Jim Rome

People who actually have money don’t want to talk about it. They want to talk about everything else. Curtis Jackson (50-Cent)

When it is a question of money, everybody is of the same religion. Voltaire

I’m tired of hearing about money, money, money, money, money. I just want to play the game, drink Pepsi, wear Reebok. Shaquille O’Neal

When I was young I thought that money was the most important thing in life; now that I am old I know that it is. Oscar Wilde

Money and success don’t change people; they merely amplify what is already there. Will Smith

A man with money is no match against a man on a mission. Doyle Brunson

Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are. James W. Frick

The fools in life want things fast and easy — money, success, attention. Robert Greene

Where large sums of money are concerned, it is advisable to trust nobody. Agatha Christie

Remember that the only purpose of money is to get you what you want, so think hard about what you value and put it above money. Ray Dalio

Within certain limits, it is actually true that the less money you have, the less you worry. Geroge Orwell

Make Money Quotes

Making money is a common sense. It’s not rocket science. But unfortunately, when it comes to money, common sense is uncommon. Robert Kioysaki

I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died. Malcolm Forbes

Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it. Tim Ferriss

To get rich, you have to be making money while you’re asleep. David Bailey

Spending money is much more difficult than making money. Jack Ma

Money grows on the tree of persistence. Japanese Proverb

Never stand begging for that which you have the power to earn. Miguel de Cervantes

Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you. Maya Angelou

I don’t care half so much about making money as I do about making my point, and coming out ahead. Cornelius Vanderbilt

Success is not the result of making money; earning money is the result of success – and success is in direct proportion to our service. Earl Nightingale

It’s simple arithmetic: Your income can grow only to the extent you do. T. Harv Eker

It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. Robert Kioysaki

Don’t let making a living prevent you from making a life. John Wooden

Pennies do not come from heaven. They have to be earned here on earth. Margaret Thatcher

A billion here, a billion there, and pretty soon you’re talking about real money. Everett Dirksen

I’d like to live as a poor man with lots of money. Pablo Picasso

A penny saved is a penny earned. Benjamin Franklin

Men make counterfeit money; in many more cases, money makes counterfeit men. Sydney J. Harris

Money Management Quotes

Many folks think they aren’t good at earning money, when what they don’t know is how to use it. Frank A. Clark

I don’t pay good wages because I have a lot of money; I have a lot of money because I pay good wages. Robert Bosch

The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. T.T. Munger

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. Johann Wolfgang von Goethe

Try to save something while your salary is small; it’s impossible to save after you begin to earn more. Jack Benny

Stop buying things you don’t need, to impress people you don’t even like. Suze Orman

Money moves from those who do not manage it to those who do. Dave Ramsey

You must gain control over your money or the lack of it will forever control you. Dave Ramsey

If you cannot control your emotions, you cannot control your money. Warren Buffett

Too many people spend money they earned, to buy things they don’t want, to impress people that they don’t like. Will Rogers

The individual investor should act consistently as an investor and not as a speculator. Ben Graham

Put not your trust in money, but put your money in trust. Oliver Wendell Holmes, Sr.

There is no class so pitiably wretched as that which possesses money and nothing else. Andrew Carnegie

Sayings about Money

Money may not buy happiness, but I’d rather cry in a Jaguar than on a bus. Françoise Sagan

Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. Ayn Rand

Money is to my social existence what health is to my body. Mason Cooley

It doesn’t matter about money; having it, not having it. Or having clothes, or not having them. You’re still left alone with yourself in the end. Billy Idol

A fool and his money get a lot of publicity. Al Bernstein

What’s worth doing is worth doing for money. Michael Douglas, as Gordon Gekko in Wall Street

A fool and his money never should have gotten together in the first place. Michael Douglas, as Gordon Gekko in Wall Street 2

Money without brains is always dangerous. Napoleon Hill

If you want to know what a man is really like, take notice of how he acts when he loses money. Simone Weil

You can be young without money but you can’t be old without it. Tennessee Williams

If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability. Henry Ford

99% of all problems can be solved by money — and for the other 1% there’s alcohol. Quentin R. Bufogle

Money will buy a pretty good dog, but it won’t buy the wag of his tail. Josh Billings

All I ask is the chance to prove that money can’t make me happy. Spike Milligan

For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs. 1 Timothy 6:10, ESV

Friendship is like money, easier made than kept. Samuel Butler

It’s immoral to let a sucker keep his money Canada Bill Jones

Anyone who says money is the root of all evil doesn’t f—ing have any. Ben Affleck, Boiler Room

So you think that money is the root of all evil. Have you ever asked what is the root of all money? Ayn Rand

Money is good for nothing unless you know the value of it by experience. P.T. Barnum

When I had money everyone called me brother. Polish Saying

What counts is what you do with your money, not where it came from. Merton Miller

Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it. David Lee Roth

The greatest power is not money power, but political power. Walter Annenberg

Money’s a horrid thing to follow, but a charming thing to meet. Henry James

Rich Quotes

Not he who has much is rich, but he who gives much. Erich Fromm

There are people who have money and people who are rich. Coco Chanel

That man is richest whose pleasures are cheapest. Henry David Thoreau

I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy. Warren Buffett

Formal education will make you a living; self-education will make you a fortune. Jim Rohn

Like Warren, I had a considerable passion to get rich, not because I wanted Ferraris – I wanted the independence. I desperately wanted it. Charlie Munger

If you want to get rich, remember that the way to do it is via equity, not salary. Sam Altman

Be careful to leave your sons well instructed rather than rich, for the hopes of the instructed are better than the wealth of the ignorant. Epictetus

It is usually people in the money business, finance, and international trade that are really rich. Robin Leach

The rich invest their money and spend what is left; the poor spend their money and invest what is left. Jim Rohn

I think everybody should get rich and famous and do everything they ever dreamed of so they can see that it’s not the answer. Jim Carrey

In the Middle Ages, the rich spent their money carelessly on extravagant luxuries, whereas peasants lived frugally minding every penny. Today, the tables have turned. The rich take great care managing their assets and investments while the less well go into debt buying cars and televisions they don’t really need. Yuval Noah Harari

It is not the man who has too little, but the man who craves more, that is poor. Seneca

Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. Zig Ziglar

A rich man is nothing but a poor man with money. W.C. Fields

Wealth Quotes

Wealth is the ability to fully experience life. Henry David Thoreau

If you would be wealthy, think of saving as well as getting. Benjamin Franklin

Looking for more advice from the man on the $100 bill? Check out our 8 Life Lessons from Benjamin Franklin and see what else you can learn from him today.

If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. Edmund Burke

They deem me mad because I will not sell my days for gold; and I deem them mad because they think my days have a price. Khalil Gibran

Wealth consists not in having great possessions, but in having few wants. Epictetus

Wealth is like sea-water; the more we drink, the thirstier we become; and the same is true of fame. Arthur Schopenhauer

The real measure of your wealth is how much we’d be worth if we lost all our money. Benjamin Jowett

All riches have their origin in mind. Wealth is in ideas – not money. Robert Collier

Land is wealth. Money is a medium of exchange. D.K. Seale

These wealthy guys – the more they’ve got, the less they’re worth. Robert Wuhl, as Alexander Knox in Batman

Wealth and want equally harden the human heart. Theodore Parker

So many people of wealth understand much more about making and saving money than about using and enjoying it. They fail to live because they are always preparing to live. Alan Watts

Wealth is not about having a lot of money; it’s about having a lot of options. Chris Rock

Real wealth is not about money. Real wealth is: not having to go to meetings, not having to spend time with jerks, not being locked into status games, not feeling like you have to say “yes”, not worrying about others claiming your time and energy. Real wealth is about freedom. James Clear

No wealth can ever make a bad man at peace with himself. Plato

A sign of wealth: No longer needing an alarm clock to wake up. Greg Isenberg

There are a great many people accumulating what they think is vast wealth, but it’s only money. Alan Watts

Wealth does not make people happy, but positive increases in wealth may. Nassim Nicholas Taleb

Wealth after all is a relative thing since he that has little and wants less is richer than he that has much and wants more. Charles Caleb Colton

Financial Quotes

Money isn’t always currency or even paper. These financial quotes from robber barons, captains of industry, and financiers explore the role of assets and risk in finance.

From stocks and bonds to banks and commerce, these sayings explore how money goes to work… or not.

The stock market is designed to transfer money from the active to the patient. Warren Buffett

Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed. Mahatma Gandhi

Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing. J. Paul Getty

Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas. Paul Samuelson

If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks. John Bogle

How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. Robert G. Allen

The importance of money flows from it being a link between the present and the future. John Maynard Keynes

A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain. Robert Frost

Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this. Dave Ramsey

It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages. Henry Ford

If all the economists were laid end to end, they’d never reach a conclusion. George Bernard Shaw

The stock market is filled with individuals who know the price of everything, but the value of nothing. Philip Fisher

Greed is not a financial issue. It’s a heart issue. Andy Stanley

A bank is a place that will lend you money if you can prove that you don’t need it. Bob Hope

Capital isn’t this pile of money sitting somewhere; it’s an accounting construct. Bethany McLean

You’re only the boss if you put up your own money. Damon Dash

Cash Quotes

If cash comes with fame, come fame; if cash comes without fame, come cash. Jack London

It is only the poor who pay cash, and that not from virtue, but because they are refused credit. Anatole France

Ah, take the cash in hand and waive the rest. Edward Fitzgerald

Divorce is the one human tragedy that reduces everything to cash. Rita Mae Brown

There’s lots of things that can be solved with cash. Danny Boyle

Liquidity is a good proxy for relative net worth. You can’t lie about cash, stocks, and bond values. Mark Cuban

Poverty is not a lack of character. Poverty is a lack of cash. Rutget Pregman

There’s nothing that will change someone’s moral outlook quicker than cash in large sums. Larry Flynt

What investors want is growth, margin, and cash. John L. Flannery

I think cash will be around for a long time. Ana Patricia Botin

The Church has always been willing to swap off treasures in heaven for cash down. Robert Green Ingersoll

If I could only have cash, I know that I would spend very little. Amanda Eliasch

I’m a bit like the Queen in that I don’t carry much cash. Richard Branson

There is nothing wrong with a woman encouraging a man’s advances, as long as they are in cash. Zsa Zsa Gabor

The world needs another vehicle to get people to pay in cash. Suze Orman

Money is not an aphrodisiac: the desire it may kindle in the female eye is more for the cash than the carrier. Marya Mannes

I got a wife who likes expensive things, so she takes all the cash. James Brown

We can’t control whether we are rewarded for our endeavours, with cash or recognition. It is not up to us how much cash or time we get on Earth, but it is down to us how we spend it. Julian Baggini

If I had to study and work hard, it would have to have the reward of a lot of cash. Abbey Clancy

Cash Flow Quotes

The circulation of confidence is better than the circulation of money. James Madison

It is better to have a permanent income than to be fascinating. Oscar Wilde

A business that makes nothing but money is a poor business. Henry Ford

The three most dreaded words in the English language are ‘negative cash flow’. David Tang

The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went. Unknown

I’m a cash flow guy. If it doesn’t make me money today, forget about it. Robert Kiyosaki

I’ve certainly learnt there’s nothing more important than cash – cash flow issues are one of the biggest causes of company failures. Peter Jones

The true currency of life is time, not money, and we’ve all got a limited stock of that. Robert Harris

Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each. Christopher Rice

Debt Quotes

Every time you borrow money, you’re robbing your future self. Nathan W. Morris

Empty pockets never held anyone back. Only empty heads and empty hearts can do that. Norman Vincent Peale

Credit buying is much like being drunk. The buzz happens immediately and gives you a lift… The hangover comes the day after. Joyce Brothers

A simple fact that is hard to learn is that the time to save money is when you have some. Joe Moore

The rich rules over the poor, and the borrower is the slave of the lender. Proverbs 22:7, ESV

Neither a borrower nor a lender be; For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. William Shakespeare, Hamlet

The creditor hath a better memory than the debtor. James Howell

We hope these money quotes give you a new perspective on what wealth and riches are and aren’t. Is it the root of all evil, or a tool for freedom? Is it merely paper and coins, or has modern society given it so much power that it really is more than those?

The decision is yours! Let us know whether these quotes inspired you to earn more, spend more, or save more in the comments below. No matter how you view money, we wish you the best.

Quincy Seale

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50 Empowering Quotes on Finances to Help Your Money Habits

Whether you’re looking to jump-start your financial journey, start building credit , or work on getting your money situation back on track, these 50 inspirational quotes on finances will provide the boost you need. Get inspired by these quotes about getting out of debt and building wealth.

Table of contents

Quotes about making money, quotes about saving and investing money, quotes about debt, quotes about financial success, quotes about financial freedom.

Over the centuries, those who have had great success have often had equally wise words. The following quotes come from some of the greatest financial minds in history. Their messages vary in sentiment and meaning, but they all agree: Making money means taking intentional action with your finances.

• "The key to money is to stay invested." —Suze Orman, financial advisor
• “If you make meaning, you’ll make money.” —Guy Kawasaki, marketing specialist
• "Formal education will make you a living; self-education will make you a fortune." —Jim Rohn, entrepreneur
• "Making money is art and working is art and good business is the best art." —Andy Warhol, artist
• "Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort." —Franklin D. Roosevelt, former U.S. President
• "It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." —Robert Kiyosaki, businessman
• "If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed." —Edmund Burke, economist
• "Without continual growth and progress, such words as improvement, achievement, and success have no meaning." —Benjamin Franklin, Founding Father of the U.S.
• "Fortune sides with him who dares." —Virgil, poet
• "Rule No. 1: Never lose money. Rule No. 2: Never forget rule No.1." —Warren Buffett, businessman

When it comes to saving money, fortune favors the patient. As these quotes confirm, successful saving and investing starts with a dedication to financial planning. Researching your steps and managing your debt and investments will help you save money and grow your financial prospects.

• “I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.” —Warren Buffett, businessman
• “If you would be wealthy, think of saving as well as getting.” —Benjamin Franklin, Founding Father of the U.S.
• “Expect the best. Prepare for the worst. Capitalize on what comes.” —Zig Ziglar, motivational speaker
• “Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.” —William A. Ward, writer
• “To acquire money requires valor, to keep money requires prudence, and to spend money well is an art.” —Berthold Auerbach, poet
• “Buy when everyone else is selling and hold until everyone else is buying. That's not just a catchy slogan. It's the very essence of successful investing.” —J. Paul Getty, industrialist
• “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” —Paul Samuelson, economist
• “If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know and start charging for it.” —Kim Garst, marketing strategist
• “The individual investor should act consistently as an investor and not as a speculator.” —Ben Graham, economist
• “Money grows on the tree of persistence.” —Japanese proverb

The struggle to get out of debt is something that many people face. These finance quotes from philosophers to famous entrepreneurs discuss the struggles of paying off debt and emphasize the importance of money management.

• “Debt is one person's liability, but another person's asset.” —Paul Krugman, economist
• “Debt is a social and ideological construct, not a simple economic fact.” —Noam Chomsky, linguist
• “Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.” —Ogden Nash, poet
• “Interest on debts grows without rain.” —Yiddish Proverb
• “Creditors have better memories than debtors.” —Benjamin Franklin, Founding Father of the U.S.
• “Debt is normal. Be weird.” —Dave Ramsey, author
• “It is thrifty to prepare today for the wants of tomorrow.” —Aesop, Greek storyteller
• “One of the greatest disservices you can do a man is to lend him money that he can’t pay back.” —Jesse Jones, entrepreneur
• “Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” —Norman Vincent Peale, minister
• “Debt is like any other trap, easy enough to get into, but hard enough to get out of.” —Henry Wheeler Shaw, American humorist

Financial success occurs when you gain control over your money. Successful people from Oprah to Nelson Mandela share that same sentiment. And, through hard work and staying true to oneself, success in all arenas can be yours to achieve. From building credit to running a successful business, financial success starts with personal success.

• “Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.” —Will Robinson, author
• “I feel that luck is preparation meeting opportunity.” —Oprah Winfrey, talk show host
• “You can’t always visualize the reward, but you can believe in the sacrifice if the vision is strong enough.” —Don Connelly, motivational speaker
• “Do not focus on money, instead focus on a problem that needs to be solved for the world. Money will follow you as a bi-product.” —Manoj Arora, author
• “You must gain control over your money or the lack of it will forever control you.” —Dave Ramsey, author
• “Money won’t create success, freedom to make it will.” —Nelson Mandela, former President of South Africa
• "You don't need to raise money. You need to be smart and be focused." —Mark Cuban, entrepreneur
• “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” —Ayn Rand, writer
• “If you lose money you lose much, if you lose friends you lose more, if you lose faith you lose all.” —Eleanor Roosevelt, former First Lady of the U.S.
• "You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you." —Maya Angelou, poet

It is no surprise that financial freedom allows us to pursue our dreams. But, as these famous lines can verify, the pursuit of our dreams can also bring about the very freedom we seek. Whether achieved by having a good credit score or saving to retire early, the individual determines financial peace and freedom. In short, to become financially free, you must first achieve the freedom of self-reliance.

“When you understand that your self-worth is not determined by your net-worth, then you’ll have financial freedom.” —Suze Orman, financial advisor “Wealth is the ability to fully experience life.” —Henry David Thoreau, poet “The goal isn’t more money. The goal is living life on your terms.” —Chris Brogan, author “More important than the how we achieve financial freedom, is the why. Find your reasons why you want to be free and wealthy.” —Robert Kiyosaki, businessman “Your economic security does not lie in your job; it lies in your own power to produce—to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth; it’s having the power to produce wealth.” —Stephen Covey, educator "Pursuing your passion is fulfilling and leads to financial freedom." —Robert G. Allen, author "Wealth consists not in having great possessions, but in having few wants.” —Epictetus, Greek philosopher “Working because you want to, not because you have to, is financial freedom.” —Tony Robbins, American author “The best thing money can buy is financial freedom.” —Rob Berger, author and investor "Every time you borrow money, you're robbing your future self." —Nathan W. Morris, financial advisor

Create good financial habits

It can be difficult to apply the words of famous (and wealthy) minds to everyday life. But, though these money quotes come from some of the most successful people in history, these individuals amassed more than wealth during their years. Their knowledgeable insights into life, success, and finances can be great financial inspirations.

In the end, these lines and quotes are simply words from rich people with a lot of money. Not every word or piece of wisdom may be relevant. But, as Mark Twain once said, “How little a thing can make us happy when we feel that we have earned it.” Therefore, use these motivational quotes as guidelines to shape your lives.

From a new investor with a low credit score to a seasoned pro preparing for retirement, everyone should harness these wise words to suit their strengths and passions.

Those who consistently ensure their money is working for them will see the most success when it comes to making money. Patience and the unending pursuit of knowledge will be the tools of prosperous investors. Wealth is seldom a sprint. Hasty decisions can lead to debt and disaster. In the end, financial success and freedom are achieved through hard work and dedication to oneself.

About the author

Jeff Smith is the VP of Marketing at Self Financial. See his profile on LinkedIn .

About the reviewer

Ana Gonzalez-Ribeiro, MBA, AFC® is an Accredited Financial Counselor® and a Bilingual Personal Finance Writer and Educator dedicated to helping populations that need financial literacy and counseling. Her informative articles have been published in various news outlets and websites including Huffington Post, Fidelity, Fox Business News, MSN and Yahoo Finance. She also founded the personal financial and motivational site www.AcetheJourney.com and translated into Spanish the book, Financial Advice for Blue Collar America by Kathryn B. Hauer, CFP. Ana teaches Spanish or English personal finance courses on behalf of the W!SE (Working In Support of Education) program has taught workshops for nonprofits in NYC.

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Inspirational Money Quotes

Need some financial inspiration?

We have compiled over 1000 of the best motivational and inspirational quotes and sayings about money and success.

While many may say that “money is the root of all evil”, the truth is, money is just a neutral prop.

It has no meaning until you give it meaning.

“How” money is used is what determines the effect we get from it.

And no matter what your beliefs around it may be, we live in a world that is driven by money so it is important all of us develop a healthy relationship with it.

And the best way to do that is by creating the right mindset.

How you think about money is going to play a vital role in how much you are able to attract it and how you let it affect your life.

And one of the best ways to create a healthy and positive mindset is by priming your mind with positive thoughts around it.

This is why we have aggregated over 1000 of the best quotes about money: so you can sharpen your mind.

We have also included quotes around how there is more to life than just money so that you also keep a balanced perspective around it.

So make sure to bookmark this page and come back to it any time you need to get pumped up so you can attract more money into your life!

QUOTES ABOUT MONEY

Want to make more money? Then ask yourself this question: “How can I help more people?”

Success doesn’t just come and find you, you have to go out and get it.

All my life I knew that there was all the money you could want out there. All you have to do is go after it. – Curtis Carlson

If you’re not willing to put in the effort, don’t expect anything in return.

The money you make is a symbol of the value you create. – Idowu Koyenikan

Making money isn’t hard in itself… What’s hard is to earn it doing something worth devoting one’s life to. ― Carlos Ruiz Zafón

Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know. – Dave Ramsey

Work like you don’t need the money.

You can’t make excuses and money. Which is it going to be?

You are the root of your financial success or failure. If you work on the roots, the “fruits” will take care of themselves.

If you only think of money as a short-term solution, you are in big trouble.

Lack of money is no obstacle. Lack of an idea is an obstacle. – Ken Hakuta

To get rich, you have to be making money while you’re asleep. – David Bailey

When you are grateful, fear disappears and abundance appears. – Tony Robbins

The successful warrior is the average man, with laser-like focus. — Bruce Lee

You willed yourself to where you are today, so will yourself out of it. ― Stephen Richards

I said to Money: You are just a piece of paper, Money smiled and said: “Of course I am a piece of paper, but I haven’t seen a dustbin yet in my life”.

The more you learn, the more you earn. ― Frank Clark

You don’t manifest dreams without taking chances. – Stephen Richards

Money is a funny thing…the more you worry about it the less you have. The less you care the more you have.

People who borrow money from friends and family are the best sales people! They have mastered the skill to ask for money!

Having money is a way of being free of money – Albert Camus

It’s simple arithmetic: Your income can grow only to the extent that you do. – T. Harv Eker

Money’s only important when you don’t have any. – Sting

The trouble for most people is they don’t decide to get wealthy, they just dream about it. – Michael Masters

There is nothing wrong with [people] possessing riches. The wrong comes from riches possessing [people].- Billy Graham

Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. — Zig Ziglar

There are three things you must do in order to become wealthy. You must have the right mindset, discover your purpose in life, and find a business that expresses that purpose. – Andy Fuehl

Disneyland is a work of love. We didn’t go into Disneyland just with the idea of making money. – Walt Disney

Money will come when you are doing the right thing. – Mike Phillips

Abundance is not something we acquire. It is something we tune into. – Wayne Dyer

People say ‘I want to be rich.’ The question is, ‘Are you willing to do what it takes? – Robert Kiyosaki

Never depend on single income. Make investments to create a second source. – Warren Buffett

The more you chase money, the harder it is to catch it. – Mike Tatum

Money is neither my god nor my devil. It is a form of energy that tends to make us more of who we already are, whether it’s greedy or loving. – Dan Millman

The highest use of capital is not to make more money, but to make money do more for the betterment of life. – Henry Ford

People don’t like the idea of thinking long term. Many are desperately seeking short term answers because they have money problems to be solved today. – Robert Kiyosaki

To attract money, you must focus on wealth. It is impossible to bring more money into your life when you are noticing you don’t have enough, because that means you are thinking thoughts that you do not have enough. – Rhonda Byrne

Formal education will make you a living; self-education will make you a fortune. – Jim Rohn

It all comes down to this: if your subconscious ‘financial blueprint’ is not ‘set’ for success’, nothing you learn, nothing you know, and nothing you do will make much of a difference. – T. Harv Eker

Wealth is largely the result of habit. – John Jacob Astor

Broke is a temporary condition; poor is a state of mind. – Sir Richard Francis Burton

The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went.

When your self-worth goes up, your net worth goes up with it. – Mark Victor Hansen

Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each. – Christopher Rice

What’s keeping you from being rich? In most cases it’s simply a lack of belief. In order to become rich, you must believe you can do it, and you must take the actions necessary to achieve your goal. – Suze Orman

Don’t let money run your life, let money help you run your life better. – John Rampton

Making money is art and working is art and good business is the best art. – Andy Warhol

Money is either a good or bad influence, according to the character of the person who possesses it. – Napoleon Hill

The only difference between a rich person and a poor person is how they use their time. – Robert Kiyosaki

Do what you love and the money will follow. – Marsha Sinetar

You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you. – Maya Angelou

Money … is like a beautiful thoroughbred horse–very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.- Dave Ramsey

If we don’t control our money, it will control us.

If you want to know what a man is really like, take notice of how he acts when he loses money. -Simone Weil

If you want to feel rich, just count the things you have that money can’t buy. – Famous Proverb

Money is like fire. It is only good when there’s just the right amount of it, when it’s properly contained and under your control. – Vera Nazarian

If you do not know how to care for money, money will stay away from you. – Robert Kiyosaki

Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like. – Will Rogers

The price of anything is the amount of life you exchange for it.- Henry David Thoreau

Anyone who lives within their means suffers from a lack of imagination. ― Oscar Wilde

The Stock Market is designed to transfer money from the Active to the Patient. – Warren Buffett

It’s just as easy to be happy with a lot of money as with a little. – Marvin Traub

You must assume 100% responsibility for your financial life. If you’re going to improve your situation, you have to put the full burden of doing so squarely on your own shoulders. First and foremost, you must hold yourself responsible. – Steve Pavlina

It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. — George Lorimer

Money problems can always be solved by a man not frightened by them. – Robert Anson Heinlein

Time is more valuable than money. You can get more money, but you cannot get more time. – Jim Rohn

Money won’t make you happy…. But everybody wants to find out for themselves – Zig Ziglar

Top 15 Things Money Can’t Buy… Time. Happiness. Inner Peace. Integrity. Love. Character. Manners. Health. Respect. Morals. Trust. Patience. Class. Common sense. Dignity. ― Roy T. Bennett

Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort. – Franklin D. Roosevelt

Money never made a man happy yet, nor will it. There is nothing in its nature to produce happiness. The more a man has, the more he wants. Instead of filling a vacuum, it makes one. – Benjamin Franklin

Empty pockets never held anyone back. Only empty heads and empty hearts can do that. – Norman Vincent Peale

Money is like gasoline during a road trip. You don’t want to run out of gas on your trip, but you’re not doing a tour of gas stations. – Tim O’Reilly

I think that much of the advice given to young men about saving money is wrong. I never saved a cent until I was forty years old. I invested in myself – in study, in mastering my tools, in preparation. Many a man who is putting a few dollars a week into the bank would do much better to put it into himself. – Henry Ford

So you think that money is the root of all evil? Have you ever asked what is the root of money? Money is a tool of exchange, which can’t exist unless there are goods produced and men able to produce them. Money is the material shape of the principle that men who wish to deal wlth one another must deal by trade and give value for value. Money is not the tool of the moochers, who claim your product by tears or of the looters, who take it from you by force. Money is made possible only by the men who produce. Is this what you consider evil? – Ayn Rand

My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time. – Steve Jobs

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TIPS ABOUT MONEY

1. Abundance Abound

The first thing you must understand is that there is plenty of money out there.

In fact, there is too much money.

The only reason anyone struggles with money is because they don’t know how to play the game.

Money is just a game.

And once you understand how to play the game, you will have as much money as you want.

2. Think Positively About Money

People who struggle financially usually do so because they fear the lack of money.

This creates a negative downward spiral because negative thoughts around money creates more fear by tapping into our fear of survival which is a very old subconscious fear we have had for thousands of years.

So you must transform this fear and not let it get the best of you.

People who are wealthy are very confident. They think and believe they are valuable so they attract that in their life.

3. Set Financial Goals

You must know what you want and have clearly defined financial goals.

Yes, having a monthly budget is good. But this is more about having bigger goals beyond your current means.

You need to give yourself something to shoot for so that you have a reason why you want to make more money.

It could be a house, a car, traveling, retirement, or paying off debt. Just make sure you have clearly defined goals.

4. Have A Plan & Take Action

Once you have some goals, create a plan of how you want to accomplish them.

Chunk them down by month, week, and then day. This will make it much easier for you to get things done.

5. Invest In Yourself

Whatever plans you put into place, make sure you invest in yourself.

Spend the time and money to improve your skills so that you can execute your plans.

Don’t be afraid to spend money on yourself.

You are the best investment you can make.

6. Deliver Value & Solve Problems

One of the easiest and most rewarding ways of making money is to deliver value and solve problems.

The world is filled with people who need something done.

All you need to do is find those people and then help them.

Once you do, and do it well, people will throw money at you hand over fist.

7. Time Is Your Greatest Asset

As you can see by many of the quotes here about money, time is your most valuable asset.

Use it wisely.

Be laser focused each day.

Turn off social media and your phone and get sh*t done.

Stop wasting time!

8. Diversify

As the saying goes, “Don’t put all your eggs in one basket.”

Yes, it is important to be laser focused on one thing.

But its also good to find one or two other things to nudge along so that you have a few things going.

Just don’t spread yourself thin.

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60 Money Motivation Quotes

Money is a powerful motivator, and for many of us, it’s the driving force behind our daily endeavors. Whether you’re saving up for your dream home or trying to pay off debt, there’s no denying that money plays a significant role in our lives.

But what is it about money that makes it so motivating? How can we make it work in our favor? And most importantly, how can we stay motivated when times get tough? In this blog post, we’ll explore the psychology of money and share 10 motivational quotes to help keep you inspired on your financial journey. So grab a cup of coffee and let’s dive in!

Money Motivation Quotes

1. “If you want to be rich, simply serve more people.”

2. “Fortune sides with him who dares.”   

3. “Never spend your money before you have it.”

4. “Money is a reward for solving problems.”

5. “Money is usually attracted, not pursued.”

6. “Money is power, freedom, a cushion, the root of all evil, the sum of blessings.”

7. “The lack of money is the root of all evil.”

8. “A rich man is nothing but a poor man with money.”

9. “Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it.”

10. “Money without financial intelligence is money soon gone.”

11. “Time is more valuable than money.”

12. “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.”

13. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”

14. “Live as if you were to die tomorrow. Learn as if you were to live forever.”

15. “Sometimes we are tested, not to show our weaknesses, but to discover our strengths.”   

16. “Money can’t buy friends, but you can get a better class of enemies.”

17. “Do not save what is left after spending, but spend what is left after saving.”

18. “The price of anything is the amount of life you exchange for it.”

19. “Money is not the most important thing in the world. Love is. Fortunately, I love money.”

20. “The quickest way to double your money is to fold it in half and put it back in your pocket.”

21. “Money is like a sixth sense without which you cannot make a complete use of the other five.”

22. “Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful.”

23. “Money can’t buy happiness, but it can make you awfully comfortable while you’re being miserable.”

24. “Every time you borrow money, you’re robbing your future self.”

25. “The best way to predict your future is to create it.”

26. “Wealth is not about having a lot of money; it’s about having a lot of options.”

27. “Money is like love; it kills slowly and painfully the one who withholds it and enlivens the other who turns it on his fellow man.”

28. “Empty pockets never held anyone back. Only empty heads and empty hearts can do that.”

29. “The only place where success comes before work is in the dictionary.”

30. “Financial freedom is available to those who learn about it and work for it.”

31. “Formal education will make you a living; self-education will make you a fortune.”

32. “Wealth consists not in having great possessions, but in having few wants.”

33. “Opportunities don’t happen. You create them.”

34. “The only limit to our realization of tomorrow will be our doubts of today.”

35. “Don’t be afraid to give up the good to go for the great.”

36. “Money is a terrible master but an excellent servant.”

37. “The more you learn, the more you earn.”

38. “The best revenge is massive success.”

39. “Your time is limited, don’t waste it living someone else’s life.”

40. “It’s not about having money; it’s about having control over your money.”

41. “Success is not in what you have, but who you are.”

42. “The man who does not work for the love of work but only for money is not likely to make money nor find much fun in life.”

43. “Do not wait; the time will never be ‘just right.’ Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along.”

44. “A wise person should have money in their head, but not in their heart.”

45. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”

46. “The stock market is filled with individuals who know the price of everything, but the value of nothing.”

47. “Making money is art and working is art and good business is the best art.”

48. “Don’t be addicted to money. Work to learn. Don’t work for money. Work for knowledge.”

49. “The best investment you can make is in yourself.”

50. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”

51. “Money is a great motivator. Not the love of money, but the love of the freedom and opportunities it provides.”   

52. “Money is not the motivation; it’s the result of doing what you love and adding value to others.”   

53. “Don’t let money be the sole motivator in life. Seek purpose, passion, and fulfillment, and the money will follow.”   

54. “Money is a tool that can empower you to live the life of your dreams. Use it as a motivation to reach your goals.”   

55. “Money can be a powerful motivator, but true fulfillment comes from using it to make a positive impact in the world.”   

56. “Let the desire for financial freedom fuel your motivation to work hard, learn, and grow.”   

57. “Money is a reflection of the value you create. Let it motivate you to constantly improve and contribute.”   

58. “Money is not just about the numbers; it’s about the choices and possibilities it provides. Let that be your motivation.”   

59. “Money can be a catalyst for personal growth and self-improvement. Let it motivate you to become the best version of yourself.”   

60. “Use the desire for financial abundance as motivation to expand your skills, knowledge, and opportunities.”

The Psychology Of Money

Money plays a significant role in our lives, and its impact goes beyond just financial stability. The psychology of money is complex, as it influences our behavior and emotions in ways we may not even realize. One aspect of the psychology of money is the concept of scarcity mentality versus abundance mentality. Scarcity mentality focuses on lack and fear of not having enough, while abundance mentality centers on opportunities for growth and gratitude for what one does have. Our upbringing also shapes our relationship with money. Our parents’ attitudes towards money often influence how we view it as adults – whether they were frugal or extravagant can affect our spending habits today. Additionally, social comparison theory suggests that people tend to compare themselves to others who are similar to them financially. This can lead to feelings of inadequacy or superiority depending on where one falls within the comparison group.

The Role Of Money In Our Lives

Money plays a significant role in our lives. It not only provides us with the means to meet our basic needs but also allows us to achieve our dreams and aspirations. From paying for education, buying a house, and starting a business to traveling around the world, money is at the center of it all. Moreover, money affects our relationships with others. Financial stability can enhance personal relationships while financial struggles can lead to stress and conflict within families or between friends and partners. Additionally, having financial security gives individuals peace of mind which positively impacts their mental health. Money matters affect people’s happiness levels as well as their overall quality of life. However, it’s essential to keep in mind that while money can bring comfort and opportunities, it isn’t everything. Happiness comes from various aspects such as good physical health, strong social connections, self-care practices regardless of one’s financial status.

How To Make Money Work For You

Making money work for you is all about taking control of your finances and putting them to good use. Here are some tips on how to do just that: 1. Budgeting – Create a budget that accurately reflects your income and expenses, so you can prioritize where you want to put your money. 2. Investing – Invest in assets such as stocks or real estate that have the potential to generate returns over time. 3. Saving – Save up an emergency fund first, then start saving towards long-term goals like retirement. 4. Avoid Debt – Minimize debt by paying off high-interest loans and credit cards as soon as possible. 5. Hustling – Explore side hustles or freelancing opportunities to increase your income stream. 6. Education – Learn new skills or get certified in a field that can help boost your earning potential

10 Motivational Quotes About Money

Money is one of the most powerful motivators that drives people to work harder, achieve more, and chase their dreams. Here are ten motivational quotes about money that will inspire you to reach for the stars: 1. “Money doesn’t grow on trees, but it sure feels like it when you make your first million.” – Unknown. 2. “The only way to do great work is to love what you do.” – Steve Jobs 3. “Success isn’t just about what you accomplish in your life; it’s about what you inspire others to do.” 4. “Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” – Franklin D Roosevelt 5. “It’s not how much money you make, but how much money you keep, how hard it works for you and how many generations.” – Robert Kiyosaki 6. “I have enough money to last me the rest of my life unless I buy something.” – Jackie Mason 7. “If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed”- Edmund Burke 8.“A wise person should have money in their head,and not in their heart”.- Jonathan Swift 9.“The question isn’t who is going to let me;it’s who is going stop me?”– Ayn Rand 10.“Don’t tell me where your priorities are. Show me where you spend your money,and I’ll tell You What They Are”– James W Frick. These quotes remind us that financial success comes from a combination of hard work and smart choices while also emphasizing that there’s more than just making a lot of dough involved with happiness and fulfillment

The Verdict: Which is the Best Quote?

After looking at the 10 motivational quotes about money, it’s time to choose the best one. However, this task is not as simple as it seems because each quote has its own unique and inspiring message. One of my favorites is “Money can’t buy happiness.” This quote reminds us that true happiness cannot be bought with material possessions. It encourages us to focus on our relationships, experiences, and personal growth instead of solely pursuing wealth. Another great quote is “The greatest wealth is to live content with little.” This quote emphasizes the importance of gratitude and simplicity in life. We don’t need a lot of money or possessions to feel fulfilled; sometimes just being content with what we have can bring us great joy. On the other hand, “Money doesn’t grow on trees” highlights the value and effort required for earning money. It teaches us that we need to work hard for our financial stability and success.

Money is an essential aspect of our lives. It can be a source of happiness and fulfillment or stress and anxiety depending on how we approach it. Understanding the psychology behind money helps us to develop a positive relationship with it, which ultimately benefits our overall well-being. Motivational quotes about money serve as great reminders that our financial situation is not fixed and that we have the power to change it by changing our mindset. They inspire us to take action towards achieving financial freedom and security.

Also Read: Time Is Money Quotes

Rayan is a personal finance author and writer with a passion for helping people make informed financial decisions. With 13 years of work experience in finance management, accounting, budgeting, and reporting, he is well-equipped to provide valuable insights and recommendations to his readers.

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145 Money Quotes That Will Change Your Mindset on Making Money

Inspirational money quotes that will teach you how to make and save money. "be your moneys master, not its slave.".

Everyone talks about money -- some because they don’t have enough, some wish to make more, and some are simply obsessed with it. It has always been this way, but nowadays, making money seems to be the main goal on everyone’s 'to do' list.

We’ve never had so many options when it comes to products, technology and services, and salesmen constantly try to convince us that we need them all to live a happier and easier life. But do we?

In the past, people didn’t have so much to choose from. Now, we want the blender with six functions that we don’t even use. We want the expensive clothes that we don’t even like, but they are “trendy” so we still buy them to impress others around us.

In the pursuit of getting all the things we want, but don’t need, we lose precious time, relationships, and ultimately ourselves. Of course, money is a means to an end. We need it for comfort, education, medical procedures and so on, but we should always remember that there’s so much to this life.

Here are 145 money quotes that will change your perspective on making money:

Money motivation quotes.

As mentioned above, we need money -- maybe for some of the things we’ve never had, maybe for basic necessities. Whatever our goal may be, money will be part of our lives, like it or not. We should strive for a better today for ourselves and our families, just as long we don’t forget that we’re on this Earth to make each minute count, and money isn’t everything.

If you need a few words to get you going even when you don’t feel like it, check out our list of money motivation quotes:

Rich people believe ‘I create my life’. Poor people believe ‘Life happens to me’. T. HARV EKER

Don’t just make money, make a difference. GRANT CARDONE

Money moves from those who do not manage it to those who do. DAVE RAMSEY

Early to bed and early to rise makes a man healthy, wealthy, and wise. BENJAMIN FRANKLIN ( more Benjamin Franklin quotes )

Money can’t buy happiness, but it will certainly get you a better class of memories. RONALD REAGAN ( more Ronald Reagan quotes )

Money won’t create success, the freedom to make it will. NELSON MANDELA

Rich people focus on opportunities. Poor people focus on obstacles. T. HARV EKER

Money has no grey areas. You either make it or you lose it. KEVIN O’LEARY

It’s not about the money. It’s about the life I want to live. UNKNOWN

Make your goal more than money. Make it about helping people and creating a better future. MAXIME LAGACÉ

To fulfill a dream, to be allowed to sweat over lonely labor, to be given a chance to create, is the meat and potatoes of life. The money is the gravy. BETTE DAVIS

The goal isn’t more money. The goal is living life on your terms. CHRIS BROGAN

You have to be myopic and completely focused and unbalanced in every way. Once you’ve achieved success, you’re free to do whatever you like. KEVIN O’LEARY

My formula for success is rise early, work late and strike oil. J. PAUL GETTY

It is better to have a permanent income than to be fascinating. OSCAR WILDE

Fortune sides with him who dares. VIRGIL

Opportunity is missed by most people because it is dressed in overalls and looks like work. THOMAS EDISON

I’m hard working, frugal, steadfast, willing to learn and to build a credible name. LI KA SHING

What matters is that you achieve success and become free. Then you can do whatever you like. KEVIN O’LEARY

Keep your eye on the goal, keep moving toward your target. T. HARV EKER

Where the determination is, the way can be found. GEORGE S. CLASON

I always knew I was going to be rich. I don’t think I ever doubted it for a minute. WARREN BUFFETT

Saving money quotes

Saving money should not be an option, it should be a rule. Regardless of how big or small your income is, you should make an effort in putting al least 10% away into your savings account. The unpredictable is part of our lives and you can’t never know when or for what you’ll need a certain amount of money. It is always better to have some at hand rather than searching for people who would loan you the amount you need.

Save money for a brighter future, save for the sake of saving, or save for a beautiful holiday with your dear ones. Stop spending money on things you don’t really need, you’ll thank us later. Check out best saving money quotes.

Stop buying things you don’t need, to impress people you don’t even like. SUZE ORMAN

I make myself rich by making my wants few. HENRY DAVID THOREAU ( more Henry David Thoreau quotes )

That man is richest whose pleasures are cheapest. HENRY DAVID THOREAU

Money is numbers and numbers never end. If it takes money to be happy, your search for happiness will never end. BOB MARLEY

Don’t let making a living prevent you from making a life. JOHN WOODEN

It is not the man who has too little, but the man who craves more, that is poor. SENECA

We buy things we don’t need with money we don’t have to impress people we don’t like. TYLER DURDEN (FIGHT CLUB)

I don’t care too much for money, for money can’t buy me love. THE BEATLES

Money may be spent but never squandered. LI KA SHING

If you didn’t get the deferred-gratification gene, you’ve got to work very hard to overcome that. CHARLIE MUNGER

The rich invest their money and spend what is left; the poor spend their money and invest what is left. JIM ROHN

It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. ROBERT T. KIYOSAKI

Making money quotes

Probably, everyone you know is concerned about how to make more money. There is nothing wrong with that. But as a smart person you know you need to set up some goals first. And you need a certain mindset if you want to achieve your goals -- you need to think like a rich man, even if you have $20 in your pocket. How to change your mindset? Maybe some of the following making money quotes will teach you a thing or two about how to dream big.       

The rich invest in time, the poor invest in money. WARREN BUFFETT ( more Warren Buffett quotes )

If you make meaning, you’ll make money. GUY KAWASAKI

Trade money for time, not time for money. You’re going to run out of time first. NAVAL RAVIKANT

If it’s only about money we are hopeless. If it’s about people we are hopeful. MAXIME LAGACÉ

Formal education will make you a living. Self-education will make you a fortune. JIM ROHN

The best way to become a billionaire is to help a billion people. PETER DIAMANDIS

Focusing your life solely on making a buck shows a poverty of ambition. It asks too little of yourself. And it will leave you unfulfilled. BARACK OBAMA

We don’t make movies to make money, we make money to make more movies. WALT DISNEY

Money is not the only answer, but it makes a difference. BARACK OBAMA

If you can get paid for doing what you love, every paycheck is a bonus. OPRAH WINFREY

Simply put: we don’t build services to make money; we make money to build better services. And we think this is a good way to build something. MARK ZUCKERBERG

We have always believed that it’s possible to make money without being evil. LARRY PAGE

Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed. MAHATMA GANDHI

If you cannot control your emotions, you cannot control your money. WARREN BUFFETT

Anyone who lives within their means suffers from a lack of imagination. OSCAR WILDE

The funny thing is, the people who work really hard, they work really hard so they can sit on their ass – they just want to sit on their ass in nicer surroundings. KARL PILKINGTON

I find out what the world needs. Then, I go ahead and invent it. THOMAS A. EDISON

There is gold everywhere. Most people are not trained to see it. ROBERT T. KIYOSAKI

Like Warren, I had a considerable passion to get rich, not because I wanted Ferraris – I wanted the independence. I desperately wanted it. CHARLIE MUNGER

If your goal is to be comfortable, chances are you’ll never get rich. But if your goal is to be rich, chances are you’ll end up mighty comfortable. T. HARV EKER

Rich people act in spite of fear. Poor people let fear stop them. T. HARV EKER

Rich people choose to get paid based on results. Poor people choose to get paid based on time. T. HARV EKER

Opportunity is a haughty goddess who wastes no time with those who are unprepared. GEORGE S. CLASON

If you don’t find a way to make money while you sleep, you will work until you die. WARREN BUFFETT

I don’t want to make money. I just want to be wonderful. MARILYN MONROE

If you don’t get serious about your money you will never have serious money. GRANT CARDONE

It’s simple arithmetic: ‘Your income can grow only to the extent you do’. T. HARV EKER

The more money you make the more problems you get. CHRISTOPHER GEORGE LATORE WALLACE (NOTORIOUS B.I.G.)

Advertising is the art of convincing people to spend money they don’t have for something they don’t need. WILL ROGERS

Short money quotes

In only a few words, the following short money quotes will definitely impress you. Most of them are from famous people who already know what it’s like to afford everything they want. Is money everything? Find out from our list of short money quotes that can also make great captions for your social media posts.

The more you learn, the more you earn. WARREN BUFFETT

Earn with your mind, not your time. NAVAL RAVIKANT

There are people who have money and people who are rich. COCO CHANEL

Money is a great servant but a bad master. FRANCIS BACON

All the money you made will never buy back your soul. BOB DYLAN

When I had money everyone called me brother. POLISH PROVERB

Not he who has much is rich, but he who gives much. ERICH FROMM

Whoever loves money will never have enough. ECCLESIASTES 5:10

When it is a question of money, everybody is of the same religion. VOLTAIRE

Be your money’s master, not its slave. PUBLILIUS SYRUS

Money doesn’t buy happiness – it buys freedom. NAVAL RAVIKANT

It does not take money to make money. ROBERT T. KIYOSAKI

All money is a matter of belief. ADAM SMITH

A man in debt is so far a slave. RALPH WALDO EMERSON

Don’t go broke trying to go rich. Unknown UNKNOWN

Money doesn’t change people. It unmasks them. UNKNOWN

Money grows on the tree of persistence. JAPANESE PROVERB

If money’s where you find happiness, you’ll always be poor. NF

Words are the money of fools. THOMAS HOBBES

Wealth quotes

Most people that have struggled in life think that money would solve all their problems. Most people that have enough money know that true wealth means more than just having loads of money. True wealth is also about having healthy relationships and people you can rely on because you know… at the end of the day, some things can’t be bought.

There are a great many people accumulating what they think is vast wealth, but it’s only money. ALAN WATTS

Possession make you rich? I don't have that type of richness. My richness is life, forever. BOB MARLEY

The money you have gives you freedom; the money you pursue enslaves you. JEAN-JACQUES ROUSSEAU

I think everybody should get rich and famous and do everything they ever dreamed of so they can see that it’s not the answer. JIM CARREY

Spend your money on the things money can buy. Spend your time on the things money can’t buy. HARUKI MURAKAMI

The rich cannot accumulate wealth without the co-operation of the poor in society. MAHATMA GANDHI

Invest in as much of yourself as you can, you are your own biggest asset by far. WARREN BUFFETT

The ultimate purpose of money is so that you do not have to be in a specific place at a specific time doing anything you don’t want to do. NAVAL RAVIKANT

Seek wealth, not money or status. Wealth is having assets that earn while you sleep. Money is how we transfer time and wealth. Status is your place in the social hierarchy. NAVAL RAVIKANT

You have reached the pinnacle of success as soon as you become uninterested in money, compliments, or publicity. THOMAS WOLFE

Wealth is not about having a lot of money; it’s about having a lot of options. CHRIS ROCK

My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time. STEVE JOBS

There is only one boss. The customer. And he can fire everybody in the company from the chairman on down, simply by spending his money somewhere else. SAM WALTON

Success is having to worry about every damn thing in the world, except money. JOHNNY CASH

Rich people are committed to being rich. Poor people want to be rich. T. HARV EKER

Rich people think big. Poor people think small. T. HARV EKER

Some people are so poor, all they have is money. UNKNOWN

Money is a way of measuring wealth but is not wealth in itself. ALAN WATTS

A rich man is nothing but a poor man with money. W. C. FIELDS

The fools in life want things fast and easy — money, success, attention. ROBERT GREENE

Rich people play the money game to win. Poor people play the money game to not lose. T. HARV EKER

Someone’s sitting in the shade today because someone planted a tree a long time ago. WARREN BUFFETT

Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. ZIG ZIGLAR

Women and wine, game and deceit, make the wealth small and the wants great. BENJAMIN FRANKLIN

Funny money quotes

In the right context, jokes about money can be hilarious. Whether you’ve never had it and choose to share some of those experiences, or maybe you have just about enough and still find something funny to say about it. If your financial status is not at its best yet, don’t get offended when a rich person tells a joke. Remember, it’s all in the context.

I’d like to live as a poor man with lots of money. PABLO PICASSO

Money is like manure. You have to spread it around or it smells. J. PAUL GETTY

Money is the best deodorant. ELIZABETH TAYLOR

Lottery: A tax on people who are bad at math. AMBROSE BIERCE

Money, like vodka, turns a person into an eccentric. ANTON CHEKHOV

I've never been a millionaire but I know I'd be just darling at it. DOROTHY PARKER

Does running out of money count as exercise? UNKNOWN

It’s amazing how fast later comes when you buy now. MILTON BERLE

Most people work just hard enough not to get fired and get paid just enough money not to quit. GEORGE CARLIN ( more George Carlin quotes )

A bank is a place that will lend you money if you can prove that you don’t need it. BOB HOPE

Men are like bank accounts. Without a lot of money they don’t generate a lot of interest. UNKNOWN

Taking drugs and thinking that you are happy is like taking a loan and thinking you have money. THIBAUT

There’s no money in poetry, but then there’s no poetry in money, either. ROBERT GRAVES

People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made. JOAN RIVERS

If you want to know what God thinks of money, just look at the people he gave it to. DOROTHY PARKER

Inflation is taxation without legislation. MILTON FRIEDMAN

Money and women are the most sought after and the least known about of any two things we have. WILL ROGERS

The quickest way to double your money is to fold it in half and put it in your back pocket. WILL ROGERS

If you think nobody cares if you’re alive, try missing a couple of car payments. EARL WILSON

Giving money and power to government is like giving whiskey and car keys to teenage boys. P. J. O’ROURKE

Money can buy you a fine dog, but only love can make him wag his tail. KINKY FRIEDMAN

Whoever said money can’t buy happiness simply didn’t know where to go shopping. GERTRUDE STEIN

I put a dollar in one of those change machines. Nothing changed. GEORGE CARLIN

Money affirmations

Regardless of your current financial status, try to picture a future where you have everything you need: the house of your dreams, enough savings or a business that brings you the right amount of satisfaction, moneywise. It’s not impossible! You can always dream big then take the right steps that will lead you to so many accomplishments.

The following money affirmations will help you set and focus on goals that you can later turn into actionable financial goals.

I experience wealth as a key part of my life. UNKNOWN

I am capable of overcoming any money-obstacles that stand in my way. UNKNOWN

I can conquer my money goals. UNKNOWN

Today I commit to living my financial dreams. UNKNOWN

I want more money. And that's okay. UNKNOWN

It's easy and natural for me to be prosperous and successful. UNKNOWN

My life is filled with health and wealth. UNKNOWN

Abundance is coming, I deserve and accept it. UNKNOWN

I accept and receive unexpected prosperity. UNKNOWN

I have more than enough money. UNKNOWN

I deserve to make more money. UNKNOWN

I am always discovering new sources of income. UNKNOWN

Money comes my way in both expected and unexpected ways. UNKNOWN

I am open to receiving all wealth life brings to me. UNKNOWN

I’m not poor, I'm just low wealth right now. That is changing. UNKNOWN

I’m getting out of my own way when it comes to money. UNKNOWN

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Woman with twin boys and a black and white picture of actor Cole Sprouse.

Mother's Day is celebrated with flowers, heartfelt cards, and family gatherings. It's a day dedicated to honoring the women who raised us, yet for many, it's a day filled with mixed emotions.

The bond between a mother and child is often seen as sacred, but not everyone has that idyllic relationship with their mom. If you find Mother's Day challenging, you're not alone.

Cole Sprouse's Strained Relationship with His Mother

Many people know Cole Sprouse from his work on the Disney Channel's The Suite Life of Zack & Cody and later on the hit show Riverdale . However, behind the scenes, his relationship with his mother, Melanie Wright, was far from perfect.

Cole and his twin brother, Dylan Sprouse, became child stars at a young age when they starred in Adam Sandler's Big Daddy . But their early success came with challenges that shaped the rest of their lives.

Cole's mother had aspirations for her sons' careers and saw their acting success as a way to find both artistic recognition and financial stability. In a 2023 interview on the Diary of a CEO podcast, Cole described his mother as "the tortured artist type" who struggled with mental health and addiction.

"This industry encourages the worst qualities of you as a person: selfishness, greed. A lot of these things that we have come to know as cardinal sins. It’s one of those things that encouraged a kind of selfishness that’s directly opposed to the fundamental idea of motherhood. And as I grew older, in my case, the court had to step in and send my brother and me towards my father." - Cole Sprouse

As her erratic behavior became more severe, it affected the family's financial stability and eventually led to Melanie Wright losing custody of her children.Cole's father stepped in to provide a more stable environment, allowing the twins to continue their acting careers while regaining a sense of normalcy.

However, the scars of his mother's struggles left a lasting impact on Cole. With time and distance, the now 31-year-old shared that he does not "blame" his mother, but though we may forgive, that doesn't mean we necessarily forget.

So what do you do when you don't want to live in the past, but don't know how to move forward?

Navigating Boundaries with "Mother Wounds" In Toxic Relationships

Not every mother-child relationship is healthy, and sometimes setting boundaries is the best way to cope with toxic behavior. These toxic behaviors can be subtle and challenging to identify, especially when they come from someone who should offer love and support. If interactions with your mother leave you feeling drained, confused, or constantly judged, you might be experiencing what is often called a "mother wound."

Common signs of toxic parents include manipulative behavior, controlling tendencies, constant criticism, or creating an environment where you feel like you're "walking on eggshells." If these traits sound familiar, it's essential to establish and enforce boundaries to protect your mental and emotional well-being. Although setting boundaries can feel uncomfortable, it's a crucial step in reclaiming your sense of self-worth and finding peace of mind.

Remember, setting boundaries with a toxic parent isn't about blame or changing them; it's about taking control of your response to harmful behaviors. You can choose to limit contact, skip family gatherings, or even cut ties if that's what's best for you. These boundaries can be a lifeline, helping you heal from your "mother wound" and move forward without guilt or anxiety.

Finding Support and Creating New Traditions

If Mother's Day is difficult for you, know that seeking support is a healthy response. Just as Cole Sprouse found stability with his brother, father, and the acting community, you can find support through friends, family, or therapy. Organizations like Adult Children of Alcoholics and Dysfunctional Families (ACA) provide a safe space to talk about your feelings and share your story with people who understand. Whether through therapy, support groups, or a circle of close friends, connecting with others can help you feel less isolated.

Given the variety of reasons why Mother's Day can be painful, it's crucial to find your own way to navigate the day. Traditional celebrations might not resonate with you, and that's okay. Consider creating new traditions that bring you joy. This might include spending time with people who feel like family, engaging in activities that bring you peace, or even volunteering to help others in need. Mother's Day doesn't have to be about conventional celebrations. It's about honoring your journey and creating new memories that reflect your values and desires.

Mother's Day is just one day on the calendar. It doesn't define you or your relationship with your mother. Allow yourself to feel whatever emotions arise, without judgment or pressure to conform to societal expectations. If you need to take a break from social media or avoid certain topics, give yourself permission to do so.

You are not alone. Many people have complex relationships with their mothers. As you navigate Mother's Day in your unique way, remember that you have the power to shape your own future. Focus on what brings you joy and strength, and know that you can create a life that reflects your values and dreams. By doing so, you honor your journey and create a future that brings you comfort and strength.

Man Spending His Birthday All Alone Calls 911 - He Didn't Think Cops Would Show Up

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Boy Gives His Last Dollar to Founder of Wildgame Innovations

Friendships can spark in the least likely places. But when one nine-year-old boy tried to do a good deed on a Good Friday, it was the start of a friendship no one saw coming.

An Unexpected Emergency

Matt Busbice sits with Kelvin Ellis, the nine-year-old who thought he was homeless

WBRZ/YouTube

One early March morning in Baton Rouge, LA, Matthew Busbice woke early to the sound of the fire alarm. He threw on some old boots and rushed outside of his condo complex, where he was relieved to hear that it was a false alarm. Still, the man was up, so he wandered across the street to his usual coffee spot for a cup.

Inside, Busbice ordered a coffee and decided it was a nice enough morning to do his daily prayer outside. He went to the patio, stood in a corner, and closed his eyes while waiting for his order.

Next door, Ellis was waiting for his father to finish up at an optometrist appointment. He saw Busbice standing there with his eyes closed and took him for a homeless man. The kid had a buck in his pocket and realized his chance to make a difference had come. He walked right up to Busbice, who was shocked.

“I’m sitting there, slowly opening my eyes and I see a kid that’s about my height coming at me,” Busbice told WBRZ News . “I open more, and there’s a dollar bill coming at me. I was dumbfounded.”

“I said excuse me sir, are you homeless? Because if you are, here’s a dollar,” Ellis recalled. “He was confused and didn’t know what to do. He didn’t take the dollar bill; I’m not mad about it.”

A Role Reversal

Instead of accepting the money, Busbice offered to buy Ellis breakfast. The boy checked with his father and then returned. He ordered a sandwich and a coffee for his dad, and then he and Ellis started chatting. Soon, an unlikely friendship emerged.

Eventually, Ellis learned that the man he had mistaken for homeless was the co-founder of Wildgame Innovations. He was also launching three new hunting companies and has appeared on reality television. His net worth is an estimated $5 million.

“You’re on Google? You’re that famous?” Ellis asked his new friend when he found out.

For his part, Busbice was touched that this kid was willing to give everything he had to a stranger and wanted to reward him. So, with the news crew in tow, he took his new bud to one of his shops and gave him a shopping spree.

“You gave the only money in your pocket to me, thinking I was a homeless man. That speaks volumes of your character,” Busbice told Ellis. “If [this generation is] more like Kelvin and they’re going to give, they’re going to be filled with joy,” he continued.

“They’re going to be happy, they’re going to change the community, change the parish, change the state, and they’re going to change the world. You have that power; you can do it.”

Now, their story is inspiring others.

“Heart of gold, I hope he never loses that kindness,” one person wrote in the video’s comments. “The fact that this child would go up to someone who he thought was homeless and tried to help him and address him as sir. What a sweet kid!” wrote another.

Others praised Busbice for his humility and called attention to Ellis approaching him mid-prayer.

“The fact that they never would have met if the man didn’t go pray is kinda amazing,” someone pointed out. “The fact Calvin appeared to Matt mid-prayer says so much,” added someone else.

Making a Difference

One of the most uplifting parts of this story is that it reminds you how to be a good human no matter how much money you have. Ellis had a dollar and made a massive difference in Busbice’s life, even though Busbice didn’t accept the money. For his part, Busbice was also inspired to give back and made a lifelong friend.

It’s a nice reminder that anyone can make a difference, so long as you lead with your heart. Thinking of others and trying to do something nice for someone else can go a long way for a person in need, but it can also give you purpose and meaning in your daily life. Whether that’s giving a stranger a couple of dollars for a hot meal or organizing a giant fundraiser, every little bit counts.

Copyright © 2024 Goalcast

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Problem Solving Quotes

The best way to predict the future is to create it. – Peter Drucker

In the middle of difficulty lies opportunity. – Albert Einstein

Every problem is a gift – without problems, we would not grow. – Tony Robbins

Don’t find faults, find solutions. – Henry Ford

A problem is only a problem if you think it’s a problem. – John Maxwell

The biggest problem-solving tool we have is our mindset. – Unknown

Success is not the absence of problems, it’s the ability to solve them. – Unknown

Problems are not stop signs, they are guidelines. – Robert H. Schuller

The only way to escape the problem is to solve it. – Unknown

When faced with a problem, do not ask ‘Why me?’ Ask ‘Why not me?’ – Unknown

Problems are not obstacles, they are opportunities in disguise. – Unknown

You can’t solve a problem with the same level of thinking that created it. – Albert Einstein

If you don’t like where you are, change it. You are not a tree. – Jim Rohn

Every problem has a solution, but it may not be the one you expected. – Unknown

The best problems are the ones we create for ourselves. – Unknown

The difference between a problem and an opportunity is your attitude. – Unknown

The problem is not the problem; the problem is your attitude about the problem. – Captain Jack Sparrow

Stop being a part of the problem; start being a part of the solution. – Unknown

You can’t solve all the problems in the world, but you can solve some. – Unknown

The best way to solve a problem is to solve it together. – Unknown

Problems are opportunities in work clothes. – Henry J. Kaiser

The best way to solve a problem is to meet it head-on. – Unknown

The greatest solutions come from understanding the problem deeply. – Unknown

Don’t wish it were easier, wish you were better. – Jim Rohn

Problems are just puzzles waiting to be solved. – Unknown

When faced with a problem, look for the lesson rather than the blame. – Unknown

Don’t run away from problems; run towards solutions. – Unknown

The bigger the problem, the bigger the opportunity for growth. – Unknown

The solution is not out there; it’s within you. – Unknown

Problems are a sign of life; they are how we grow. – Unknown

The best way to find a solution is to first understand the problem. – Unknown

Problems are temporary; solutions are permanent. – Unknown

Problems are not obstacles, they are invitations to think creatively. – Unknown

You can’t solve every problem, but you can solve one at a time. – Unknown

The harder the problem, the more rewarding the solution. – Unknown

The solution lies in your ability to ask the right questions. – Unknown

Don’t wait for someone else to solve your problems; take action. – Unknown

Problems are stepping stones to success. – Unknown

Problems are opportunities for creativity and innovation. – Unknown

Problems are not the end of the road; they are a detour. – Unknown

Problems are a part of life; solving them is a part of living. – Unknown

Problems are like puzzles; they require a systematic approach. – Unknown

Problems are not roadblocks; they are redirections. – Unknown

Don’t complain about your problems; create solutions. – Unknown

Every problem has a solution, you just have to find it. – Unknown

Solving problems is not a burden, it’s a privilege. – Unknown

Problems are the raw materials of success. – Unknown

The best solutions are often simple, but not always easy. – Unknown

Problems are temporary, solutions are permanent. – Unknown

Your ability to solve problems is directly related to your level of success. – Unknown

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47 Top Money Quotes To Boost Your Wealth

Money quotes help you develop the right mindset about money. Financial success is very common in almost everyone's plans. You want to grow, be able to get all the things you desire, and live a relaxed life.

However, the key to achieving financial freedom is building a positive wealth mindset . It influences the actions and attitudes you take towards boosting and building one's wealth. This is where money quotes play a vital role. Money quotes are powerful quotes to inspire and encourage you to make and build wealth.

The first step to financial success is to believe that you can achieve financial success. This goes a long way in boosting your confidence because it improves your finances and investment.

This article gives you the best quotes about money that will boost your wealth. You also get to learn how to develop a money mindset , build wealth, and the importance of building vast wealth.

Motivational Money Quotes For A Wealth Mindset

There are many wrong money mindsets. Some wrong mindset beliefs are that you make money to spend, hoard, or keep chasing it. Another wrong money mindset is that money is the only thing you need to be happy. Although money can solve problems, this mindset is very wrong, even in the business world.

These wrong mindsets can lead to greed or nonchalance towards money. I set up these money quotes to help motivate you towards having a better and more positive money mindset.

Having so much money that you don't have to worry about your financial future is satisfying. However, the quest for money can be so blinding that you miss out on seeing what matters. You become so desperate and less resilient when challenges come.

The primary goal of entrepreneurs is to increase profits and income. While this goal is not wrong, it is wrong to let money be your only vision to achieve. This is called greed. If you focus on only money, you miss out on rendering value to society. The true value of money is not in the having but in the desire to create generational value.

The one thing common to all humans, irrespective of class, is time. You have the same 24hrs everyone has. So, you choose how much you deposit or give each day.

What you spend your time on determines your direction to either success or failure. Time is one thing that everyone on planet earth has. The exact amount of what you choose to do with the 24hrs given to you determines how far you’ll go.

Every minute is precious and counts. This is why procrastination is very detrimental to success. Learn to make good use of the time you’ve got. In boosting wealth, allocate more of your time to things that will help you grow and gear your thinking towards wealth-building strategies.

For every good time management, maximum productivity is achieved. Time, they say, is money.

Money is only a tool to achieve your set goals. This implies that money doesn’t replace intelligence or brainpower. It is only a tool used to accomplish your dreams. Every good business idea needs financial support to be stable. However, these business ideas can only succeed with your commitment and determination.

Money doesn't solve all business challenges; it only solves a big part of them. Knowledge needs to come first. When money is balanced with knowledge and required brainpower, staying wherever money takes you becomes easy.

Loving money is so expensive. In the blind pursuit of money, you tend to miss out on what truly matters. The truth is that true wealth is not measured by how much money you have but by how much value you have given. Every business needs to make a profit to stay afloat. But you can only make so much money if you provide great value to your target customers.

How well did you define your target audience ? Have you done your market research to know what value to offer? These questions will help you focus on what truly matters in your business.

Furthermore, success and failure are the daily ingredients for wealth, so get prepared in advance. Failing can be devastating but never dwell on it. It may be very tempting to do that. However, you should also know that failing in a business deal doesn't make you a failure.

Many start-up entrepreneurs are so scared to fail that, once they fail, it becomes hard to recover. But learning from it instead of sucking on the failure determines how successful you will be in the next venture. So, when you fail, don't go down with the failure. Keep moving; there's a success goal ahead.

At the moment of failure, dust yourself up and continue. Don’t lose faith in yourself and what you can do. This helps you pick essential lessons and keep going. Having learned from it, making the same mistake again is not possible.

Almost everyone in the world is guilty of one thing — bad money habits. Only a few percent of people are disciplined enough to cultivate positive money habits. This “species” of people are the financially successful ones.

Wasteful spending is a key symptom of bad money habits. It feels great to see your business yielding a profit as an entrepreneur. But a common mistake many entrepreneurs make is to start spending as much as they earn — sometimes even spending more .

You may have good intentions about spending your money to grow your business or help pay some bills. But those good intentions are more likely to yield bad results if they are not properly handled. Wasteful spending creates more bad debts, which is detrimental to achieving financial freedom.

The best way to avoid wasteful spending is to create a budget. Making better use of your time and money starts with a good plan and great preparation. When you create a strict budget, you have a higher chance of saving more.

People save money for various reasons, including emergencies. Emergencies will always come. When they do, you need some funds to fall back on. When spending, also ensure you save money too.

In terms of time, create a to-do list and make a scale of preference to determine which activity comes first, thus ensuring maximum productivity. Proper planning of a budget, savings, investments, and expenses would ensure judicious use of money.

Preparation sets you in motion for opportunities. You never know when a business deal that will require lots of money will come. If you don't start saving, then you may lose those opportunities.

Acquiring wealth is not a guarantee of a happy life; rather, true happiness comes in the process of achievement. You may or may not be happy no matter how wealthy you are.

Set smart goals and work towards achieving them. The more you achieve your set goals, the more accomplished you feel.

Remember that money doesn’t buy happiness though it can buy comfort. To make money, have a growth mindset, not a money-hungry one.

Discover, pursue and do what you love. The desire to make so much money is so high that most entrepreneurs start businesses because they want to make money, not because they see a need to provide value. The problem with starting a business just to make money is that it makes you impatient.

You are more likely to give up on a great idea because it isn't making as much money as you want in the first few months.

While making money should be one of your goals, it shouldn't be the goal. For example, you can create a blog about parenthood to give tips on how to succeed in parenting. If your goal is to make money through affiliate links and paid ads, you are more likely to go off course in a few years. But, even if you want to make money, your primary goal is to help new parents navigate the parenting journey.

Having a clear and defined goal makes you more likely to build a community with your target audience. This can lead to more affiliate deals with larger companies in the parenting/child-care industry.

What you are so passionate about has its way of rubbing off on people and attracting them to your business. While pursuing money, venture into things that you love. If possible, make what you love your source of wealth . This ensures that you keep moving and forging ahead of you, whether the money is there or not.

People who are focused and gain mastery over what they love see value in it. They become so excellent that others are attracted.

While attaining financial freedom should be an important goal in life, it shouldn't be your hope for independence. Relying on money for independence shows that you are dependent on money. This is ironic, but it is the truth.

Your “freedom” and self-worth only last as long as the money lasts, which isn’t favorable. If you are looking for independence in life, go for knowledge. Your experience and ability build your knowledge.

Money helps you get jobs done but not become independent. While hustling to make money, you should also work to gain knowledge. Your knowledge is what no one can take away from you.

The formula for success is determination+hard work+perseverance knowledge. Having money doesn't mean you are successful. If this were so, every rich kid would be born successful. Success doesn't mean how much you have in your bank account but how far you have achieved your goal.

Only smart people know how to generate and maintain money. Only smart people know how to use their money to generate more streams of wealth.

Just because you may not have money to launch your new business idea or achieve a proposed plan doesn't mean you have failed. Instead, it means you need to think of new ways to get your plan up and running. Success doesn't rely on money to excel. It relies on knowledge, determination, and hard work.

Your journey to wealth first begins with your mindset. The biggest misconception about wealth is that the millions of dollars define it in your bank account. Being rich doesn't mean you have a good money mindset.

What makes a poor man poor is his mindset. The way he takes money determines how money will take him. If you respect money, it will respect you.

It would be best to understand that making money is not the only purpose in life. The purpose of life is to live it to the fullest, doing what makes you fulfilled. This is what gives real happiness. Wealth is freedom, the freedom to do and be whoever you want. It is that feeling of fulfillment and genuine happiness.

The more you hustle, the more money you make. You must have heard this since the beginning of your entrepreneur journey. The world has become so engrossed in making money that they forget to care for other important things like your health.

A truly wealthy man knows how to create a suitable work-life balance to help him function well. In pursuing money, you would be tempted to neglect your health or positive relationships.

Remember that wealth is supposed to be your freedom, not your ticket to slavery. Financially successful people all have one common thing — they always value their health and positive relationships.

When it comes to your relationship with money, there can be only one boss. You don't work for money. Instead, you make it work for you. This mindset is common among financially successful people. They learned that the easiest way to financial success is to make money work for them. This led to an increase in passive income streams.

Having various high-income skills to boost your passive income from various sources gives you a breath of fresh air. You don't have to exhaust yourself working so hard only to spend it on debts, emergencies, food, etc. The thought of working tirelessly to feed is draining. Consider having multiple income streams and increase your pace to financial success.

You should learn to become money's master. Making money your servant means you are not pressured about the things you can buy with the money. You take a defensive approach to your future cash flows and grow your passive income and other incomes. – this is you making money as an excellent servant.

Lack of self-control when it comes to money makes you a servant. You tend to make your master when you bow to every desire to spend even more than you earn.

The negative thing about taking loans is that it is addictive. The more you take loans, the more you acquire bad debts. Thanks to the emergence of loan apps, loans are easy to take but difficult to pay back. You may borrow with the mindset that you have enough time to pay it back. But the more you keep borrowing, the more you keep dipping into your “savings and investments.”

Whenever you want to take a loan, think about your ability to pay it back. Bad debts are addictive. So you should be careful where you spend money. Imagine working to earn money only to give it up to pay debts . It is frustrating, I know.

It is very important to speak to a financial advisor before taking any loan. As a business owner or new entrepreneur, you increase your liabilities by taking in more debts.

Hustling for money is not easy. In fact, it is packed with challenges from different sides. But no matter what happens, never let the feeling of discouragement pull you down. The best way to stay motivated is to meditate on powerful hustle quotes and quotes about resilience . These quotes would inspire you to keep going no matter how you fail.

Do you know that maintaining money is more difficult than earning it? Rich people stay rich because they have mastered maintaining and saving money. They have also mastered the art of successful investing and know how the stock market works.

However, these rich people didn't achieve it all in one day. It took many days of disappointments and discouragement to keep going.

Having a wealth mindset means you should also have a growth mindset. A growth mindset lets you believe that you can learn anything you need to learn to succeed. Your mindset is powerful because it makes you see opportunities instead of challenges. With a growth mindset, you are ready to take chances head-on.

A fixed mindset is afraid to take risks. Sadly, this doesn't attract success in any way. You need to put yourself out there to succeed. Most start-ups and individuals are afraid of rejection and failure, refusing to take the first step.

However, always remember the more time you waste, the more money you throw away. Someone else with the same business ideas as you is probably somewhere crushing it.

This money quote should be in every entrepreneur's journal. It simply shows you that money will treat you the way you treat it. If you don't value money, don't expect it to value you. While it is exciting to have money, it is very important to recognize its value and how to utilize it.

Frequently using your credit cards rob you of your money before enjoying it. A positive money mindset is not always looking for ways to spend but ways to increase the value of money.

Money is more than just for spending but also for generating value and more wealth. Change the way you think about money. Saving money is a common habit among rich people. They save for emergencies. These people know how to play the money game well.

Failure is not just a stumbling block but a stepping stone to achieving greater things. It is your chance to create innovative ways to solve a problem. The beauty about trying again is that you now know what works and what doesn't work.

For example, you create various savings accounts for your business projects and transfer money to each. When one plan fails, you have enough funds to begin the second plan. This is called smart planning. You save money for future use.

There is no law anywhere that says you should only have one plan. You are free to have as many backup plans as you want. In fact, it is a smart move if you do. It means you are prepared for any shortcomings.

One mistake poor people make is to let fear of the unknown get the best of them. This fear makes you spend all your money without any plans for the future.

You cannot develop a positive money mindset overnight. Likewise, you cannot achieve success overnight. Be prepared to fail. Ironically, you have to experience failure to accomplish success.

The most important thing is your determination, your enthusiasm to win. That enthusiasm, which drives you to keep going despite failure, will lead to success.

There are various things money can buy but definitely not success. Success is earned, not bought or gifted. You need to know the values of success to get success.

Money is not supposed to be chased but earned. According to Robert Kiyosaki, those chasing money are in the rat race. They are slaves to money and work their whole lives to have it. This is not the life of a financially successful person. No matter how much you love money, you should understand the tactics of earning money.

Here is another important thing, if you open a business just to make money, you will miss out on the millions of opportunities to create something great. When you enter into a business industry just for the money, you are more likely to get fed up and quit when the going gets really tough.

When it comes to generating wealth and building a money mindset, you have to identify what works. Just because everyone is going in one direction doesn't mean you have to do the same (unless they are doing the right thing). Knowing who you are and what you want will save you a lot of stress and regrets.

Businesses thrive in the market when they offer value. The value you offer is your unique selling point. It is what makes your customers attracted to you. However, if you are only after money with nothing to offer, you are more likely to end up as another mediocre product on the shelves that nobody cares about.

A valuable business brings in customers for many years to come. The more value you offer, the more customers you attract. This is how to create generational wealth.

Now you have gotten money, what next? However, to be on the best side, you need to master the art of “skillful spending.” This means spending wisely and only on important things that would bring value.

It takes discipline to spend wisely, especially when there is a good inflow of money. The best way to spend wisely is to list all the important needs. Separate the needs from wants. This is a step most people miss, and they make grave money mistakes.

Your needs are those important things you need to survive, while your wants are those you desire just to feel good.

Persistence and consistency are great for building a positive money mindset. Quitters are always quick to give up, even before getting to the good part. Sadly, the more you give up, the farther success goes from you.

Through persistence and resilience, you build your experiences, learn from your mistakes, and build excellence.

Poor people are not those without money but those without a vision or determination to pursue their vision.

Powerful Money Quotes About Building Wealth

Everyone desires to make money. But only a few people know how to make it and maintain it. The ability to maintain money is what builds wealth. This set of money quotes shows you how rich people accumulate wealth. The rich invest and save money before spending. This is what distinguishes them from poor people.

Making good money takes courage and determination. There’s no moving forward if you do not constantly challenge yourself with new experiences and learnings. This includes the failures; you consistently pick up yourself and consistently pick up yourself and continue. There’s no being afraid to fail.

Don’t be scared to fail, don’t be scared to make mistakes. It is only when you try that you'll discover whether you can do it or not. Take the risk but keep your eye on the goal. Many people do not attempt because of fear of failing, but there's no achievement greatly if there's no dare to fail.

Lazy people don't have money. They don't make positive money moves, accumulate wealth, or climb up the ladder of financial success. That is the reward for hard and smart work. The more you keep putting off working, the more money you lose.

Imagine taking a bag of $2,000,000 and burning it. It's crazy, right? That is what happens anytime you procrastinate launching your million-dollar ideas. You never know how much money you are throwing away.

Don't allow any day to slip by without taking action to improve yourself and your business. It could be directly (setting up plans and strategies, actively working on sectors that need improving) or indirectly (reading the best business books to boost your business knowledge).

Everyday/minute you procrastinate, you take one step away from your dream life. Use every opportunity, every time, every day to do something that fuels your dream, bringing you an inch closer to your dream life.

The journey of a thousand miles, they say, begins with a step. Likewise, the journey of falling out of a dream starts with a step .

A popular opinion goes, “The poor spend, and the rich invest.” I agree with this opinion from the angle of the mindset. A poor money mindset is always ready to spend at the slightest sight of money. However, a rich money mindset will always look for ways to create value and increase generational wealth.

One sure way to make money and build vast wealth is by investing. Investment is a financial topic every success-enthusiast should know. You don't have to be a billionaire to invest. The best rewards are those gotten from investment. By investing, you give your future self a better life.

Investments aren't limited to just money but your time and knowledge. You are putting in enough resources in hopes of getting more positive results. The rich invest in money, while the poor invest in time.

Proper investments prepare you for the future. Even if you don't know what may come, you are still prepared. By making smart investments, you can achieve your long-term financial goals.

Challenges are always bound to creep up. Some even come without any visible warning. Preparation and investments make you ready for what is to come.

Additionally, aside from investing money, time, and knowledge, you can also invest in quality business relationships (with your team and investors). Business relationships are very important relationships to have as an entrepreneur. You will need some help here and there if you want to move forward.

This powerful money quote is from the writer of one of the most popular books about finances. If anything, his advice is solid, and I couldn't agree with him more. The fear of failure is the greatest fear of thousands of entrepreneurs worldwide. Most people don't know how to handle failure or rejection, so they prefer not to take risks.

Fearing failure is enough to rob you of any motivation toward your business or financial goals. This is because failure is commonly seen as embarrassing and depressing.

However, the only way to succeed is to take risks. Though it may take many trials before attaining success, that is the only way you can learn and experience what it means to be a “success-enthusiast.”

The importance of having a budget can never be overemphasized. Your budget helps you map out how you want to handle your money. It is your blueprint that shows how you spend your money. Every financial advisor would advise you to create a budget.

Money is meant to be controlled and not the other way round. The first step to controlling your money is to know what you are spending it on. Your budget puts on display how you spend your money. To know what you value, have a look at that budget.

The first and most important step to having a secured future is to be aware of your expenses. Know what makes a greater part of your money. Plan your money purposefully, so you reap purposefully .

Aside from financial budgeting, you should also “budget” your time. This means you should allocate time, from your 24 hours to important things that will help you grow your business.

Every billionaire or successful person you see has some kind of investment. What is the point of earning money just to throw it all away without any plan for a financially secured future? Today's good investment secures you for a more positive and stress-free future.

I noticed from all the top business and finance books that all these top authors always give one common piece of advice — start investing early to retire early.

You don't want to keep working for the rest of your life, even till age 60 or 70. A good investment is a retirement plan and an early retirement plan . The sooner you start investing, the more volume your investment grows.

Ever heard the saying, “If the purpose is not known, abuse is inevitable.” This money quote explains it more. If you don't understand the purpose of your money, you are most likely to abuse it all on wasteful spending. Don't be in haste to make a decision.

There is a “why” for everything. Always start with the “why.” For example, when you want to launch your online course, you ask yourself, “Why am I starting an online course?”, “What is the purpose of this online course?”. Or, if you want to increase your income, you ask yourself, ” Why do I want to increase my income?”.

The “Why” is your purpose for doing things. It is what motivates you and guides your decision. Unfortunately, most entrepreneurs do not have a clear purpose for having their business.

Your purpose should be well-defined and clear to you. When you can't identify the purpose, you make the wrong use of your most precious resource – time.

A well-defined budget will direct your money where to go. Without a budget, you will most likely spend foolishly and run both you and your startup to bankruptcy .

People spend money on various things. Some are important, while some are just for selfish desires. Create a budget and ensure that you don’t spend anything except what’s written down. It takes discipline to stay true to your budget. Success requires a whole lot of discipline.

Creating a budget allows you to take control of your money, your business, and your life. Money is a precious resource in business, and you cannot afford to waste it.

This money quote is coming from the king of investments. Having only one stream of income is very dangerous. In fact, you cannot be financially successful with just one stream of income.

Don't get me wrong. You can have one main income stream that fetches you so much money daily or weekly. However, that stream cannot supply all your needs (personal or professional) at once if you want to build more wealth.

It would be best if you served as a money reservoir for emergencies. These reservoirs will help you get back on your feet when your main income stream faces a hard blow.

Popular advice says you need at least seven income streams to secure a financial future. You are planning for a financially secured future for yourself and your family.

You cannot trust your money to always be there, especially in challenging situations. Do you know that money has wings and can fly away at any moment if you are not careful?

Another best way to generate wealth is to plan toward a financially secured future. Put your money in savings, investment platforms, and trust funds. You can have an emergency trust fund account for business or general emergencies. That way, you are sure to keep moving even after you encounter financial roadblocks.

Being a slave to money is no freedom at all. We make money to live freely after working tirelessly. It doesn't make sense to work hard for over 20 years with nothing to go for it.

The primary reason people choose the entrepreneurship path is that they want to be their own boss. They want more freedom, more flexibility, and better satisfaction. This motivation pushes them to add value to the world through their businesses.

One common misconception about entrepreneurship is to keep working for money — as long as you have money, you are free. This is wrong. You can only live your best life when not tied to slavery.

Money doesn't just refer to the physical cash or dollar bills you see around. It also refers to your time, knowledge, and skills. If you don’t value your time and effort, no one will. You devalue your time and talents when you give them away for free or waste them unprofitably.

The crazy thing about all this is that time waits for nobody. If you are unproductive with your time, you are on the losing side. Time is money so are your skills and talents. Start charging for them, and you will be surprised at how successful you can be with something you love.

Get smart about your resources — skills, knowledge, and time. The most precious resource, especially for rich people, is time.

Serious Money Quotes from the Most Successful People

These inspiring money quotes are from popular, successful people around the world. What better way to learn about money and success than from the words of legends? From Bill Gates to Jack Ma and many others, these money quotes will give you a new perspective on money and success.

Those scared to take risks end up trapped in their tiny safe box. I won't stop emphasizing the fact that you cannot be successful without taking risks.

As an entrepreneur or business professional, you must be prepared to take risks. Risk-taking encourages innovation, resilience, and hustle. Ironically, not taking any risk is the greatest and gravest risk.

For example, you can write that business plan and pitch your idea to potential clients. The worst that could happen is a rejection, not death.

You should also know that contrary to popular belief, failing at risk doesn't mean you took a dumb risk. It means you have learned a valuable business lesson, and you can build up your experiences. You can now create efficient business strategies, knowing what is involved.

When you don’t take risks, you indirectly develop a fixed mindset. Although the comfort zone is so comfortable, it is also very dangerous if you stay there for a very long time. You’ve got to climb the ladder if you want to see higher. You never know what is at the top of the ladder till you climb it. Step out and take that risk. Life on its own is a risk.

Mistakes are inevitable. Every successful business person you see today has made (and is still making) mistakes. However, what matters is how they handled it.

Your mistakes don't define you. Instead, they are there to direct you. Everyone strives to be among the top leaders in their various business industries. Everyone is nervous, so it's okay if you are too.

Don't take mistakes too seriously. Rather, see them as important business lessons to learn. Also, don't regret your mistakes because they shape your experiences.

While there are no secret tips to success, there are vital keys. One of them is to get started no matter what. The only difference between your dream and reality is action.

Without action, your goals will only remain a dream. Regardless of how hard it is, you should overcome the fear of failure and take the first step.

A very good way to get started is to stop overthinking and break the bigger picture (action plan) into smaller pictures (milestones). When you compare the bigger picture to the smaller ones, you will see that it is very possible to take the first step.

This is one of the best money quotes for millionaires. Another vital step to success is to have the right mindset. To be a successful business professional, you have to think like one. Likewise, to be a millionaire, you have to think like one. It all begins in the mindset. This means you need to develop the right entrepreneurial mindset .

• Have a clear and well-defined vision (goals).
• Plan ahead and evaluate risks.
• Keep studying and researching ways to improve your knowledge and skills.
• Be flexible and resilient.
• Only focus on what matters while developing your optimistic spirit.

Most people fail in business because they cannot think like real business professionals. Your mindset influences your decisions and actions .

While anticipating and celebrating your victories, never neglect the lessons from past mistakes. Failures are sources of self-improvement. They are feedback mechanisms that convey messages of what wasn't gotten right. Be quick to learn from them as you are quick to celebrate your success.

You can't earn more than you know. In fact, your income is the equivalent of your knowledge. If you want to earn more, then keep growing yourself. Your current knowledge can only get you to a limited extent.

Your first few incomes were based on what you knew. To go up the success ladder, you need to gain more knowledge. Study your market and its changing trends. The more value you discover and give, the more customers you attract.

Aside from learning, another sign of financial growth is knowing when to spend and when to invest. The rich invest, and the poor spend. This means that the rich (mindset) focus on investing and growing wealth before spending. However, the poor (mindset) focus on spending first before investing.

Self-confidence is a vital ingredient to success, but it isn't enough. It would be best if you also took action. You never know how strong you are or what areas need improvement till you finally take action.

Maybe you have planned, studied, and attended as many courses as possible. However, none of that will matter if you don't put your knowledge into practice.

Many people believe that money can buy self-confidence. Unfortunately, of all the things money can buy, self-confidence is not part of it. Instead, it comes from your ability to see past your shortcomings and focus on your strengths.

While failure is inevitable, you should also remember to get back up and keep going. Every success story has many backstories of failure in it. But that is what makes it a success story. There is no success without failure.

Failure itself is not bad, but it is bad when you stay stagnant after failing. Poor people focus on their failures rather than on their victories and strength. By “poor people,” I mean people with a poor growth mindset.

Identifying your reason for success will help you deal with failure. Why do you want to succeed? Is it to impress people or to grow yourself? You can only impress people through excellence, which can only come through many trials and errors.

Creating a business is not easy. There are lots of things to consider. You will be faced with opposition, both internally and externally. It's almost impossible not to give up, but this is proof that your business is headed in the right direction.

However, this is when you need your resilience the most. The more you keep pushing, you will eventually reach your breakthrough.

Most successful CEOs and business owners have had many failures before finally getting the recognition they needed to boost their business. Always remember that yours may not be different.

Time is one factor that rich people value the most. They know that the more time they waste, the more money they lose. Similarly, you should also value your time. Twenty-four hours can be inadequate when you have so many things to do. It would be best if you only spent your time on the important things that matter.

To properly use your time, you need to start early to plan your day. Every day of the workweek matters a lot, including Mondays.

Although Mondays are not the best day of the workweek for anyone, they are the most important. This is because this day is your chance to begin the week on a new product slate. The best way to prepare on a Monday morning is to meditate on inspiring Monday motivation quotes .

Success is attracted to excellence. However, excellence is not achieved in a day. It is a result of diligence, hard work, and consistency. Excellence means being exceptionally good at what you do.

Just like success, people are attracted to excellence. They want to be associated with it. Being excellent opens more opportunities for you. It comes by consistently being focused, passionate, gritty, flexible, and positive.

Your goal as a business professional should be excellence. To excel, you should be ready to do whatever it takes. It takes discipline to make it happen. But one thing is certain: the results will be tremendous.

The moment you feel you have it all and there is no need to keep reaching for growth is the moment you start going down. Times are always changing, and so is the market. You may be the big thing now, but it can be a different story tomorrow.

Attaining wealth and success is not the goal; maintaining it is the main part. After achieving victory, always be on your toes, so you don't lose it. Keep studying and researching ways to maintain your mark.

Invest in the latest business tools. Set better SMART goals. Always work like someone is working 24/7 to take your crown away from you. However, be sure not to lose your freedom to money.

Of all the money quotes in this article, this is my favorite one. It reveals the secret to why the rich remain and the poor remain poor. Sound financial planning is the most crucial way to have enough money in life.

The ratio of which you spend and invest determines whether you are among the rich or poor mass. While investing, you can also invest in top money-making apps to earn some passive income or start a side hustle.

However, in your quest for financial success, be careful of greed. Greed comes in when there is never enough money to satisfy you. No matter how much money you make, it will never be enough. The problem with this is that your appetite for money begins to grow much more than you can handle.

Making money is expensive. It can consume all your time, effort, and energy. But in the end, it is worthwhile. However, being wealthy is great, but you should also develop the right money mindset to maintain your wealth.

These powerful quotes about money each contain important tips and benefits of making and managing money. When it comes to saving and investing money, you need discipline. It is very foolish and risky to have one account for saving, investing, and spending. You can have various savings accounts for different purposes.

Maintaining money is an art that poor people — those with poor money mindsets — will find hard to master. It is important to learn the art of maintaining and saving money.

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Martin loves entrepreneurship and has helped dozens of entrepreneurs by validating the business idea, finding scalable customer acquisition channels, and building a data-driven organization. During his time working in investment banking, tech startups, and industry-leading companies he gained extensive knowledge in using different software tools to optimize business processes.

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Financial Problems Quotes

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Many people who say they have financial problems really mean that they want more than they need.

Almost every problem people face in their careers and other aspects of their lives - such as failed diets, marriages, and financial problems - are all the result of not taking enough action.

Happiness is yours in the here and now. The painful states of anxiety and loneliness are abolished permanently. Financial affairs are not financial problems. You are at ease with yourself. You are not at the mercy of unfulfilled cravings. Confusion is replaced with clarity. There is a relieving answer to every tormenting question. You possess a True Self. Something can be done about every unhappy condition. While living in the world you can be inwardly detached from its sorrows to live with personal peace and sanity.

My problem lies in reconciling my gross habits with my net income.

If you owe the bank $100 that's your problem. If you owe the bank $100 million, that's the bank's problem.

In China anything less than 6% growth is a recession meaning that it also causes financial problems and it's disruptive and it's a problem.

The problem facing humanity today is not a political problem; it's not a financial problem; it's not a military problem. It's obviously a spiritual problem. That is, it has to do with what we believe to be true about who we are, where we are, why we are where we are, and what are we doing on the Earth. What is the purpose of life itself? What we need right now are leaders or models, people who will stand up and not only help to write a cultural story, but help to model it in the way that they interact with each other.

For the past ten years I have had no financial problems.

Many politicians and pundits claim that the credit crunch and high mortgage foreclosure rate is an example of market failure and want government to step in to bail out creditors and borrowers at the expense of taxpayers who prudently managed their affairs. These financial problems are not market failures but government failure. ... The credit crunch and foreclosure problems are failures of government policy.

I had, like any other young novelist, started out by believing the difficult thing was to get published and that, once you managed that, well, your financial problems were over. I discovered, like any other serious novelist, that actually they had only just begun.

I believe the chance of any event causing Berkshire to experience financial problems is essentially zero. We will always be prepared for the thousand-year flood; in fact, if it occurswe will be selling life jackets to the unprepared.

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11 Mindsets That May Actually Be Hurting Your Financial Progress

To change your finances, you’ll first need to change your thinking.

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The way people think about money can have a greater impact on their financial success than they may think. Whether it’s the way you were raised or a belief that you have come to over time, the mindset that you develop around your finances has a direct influence on the actions you take with money and your behaviors surrounding it. These beliefs can be positive or negative, truthful or a lie — but how can you tell the difference?

Below, the financial experts of Kiplinger Advisor Collective list some of the most common money mindsets people have that may actually be hurting their progress with money, detailing not only the reasons why but also how they can change and finally get their finances in order.

'It's either all or nothing.' “Having an ‘all or nothing’ money mindset is unhelpful and hinders financial progress. It’s common to discount smaller amounts of money as not being enough. Initially, however, creating the habit is more important than the amount. Whether saving, paying down debt or investing, take the mindset of ‘some progress is better than no progress’ and do what you can. As more money is available, you can increase the amount.” — Chianté Jones , Dollars and Change

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'I can't afford that.' “‘I can't afford that’ is a prevalent and harmful money belief. You'd think having this mindset means you don't overspend, but it often leads to spending more to prove something to yourself and others. It comes from a place of scarcity and can make people purchase things to fill the void. Here's a money trick: Start saying, ‘I don't want that because I really want more of this.’” — Jason Vitug , Phroogal

'More money will solve all my problems.' “One common harmful money mindset is the belief that ‘more money will solve all my problems.’ This mindset is harmful because it can lead to neglecting the non-financial aspects of life. One example of this is prioritizing earning and accumulating wealth at the expense of relationships, health and personal fulfillment. It's important to find a balance between money and happiness.” — Greg Welborn , First Financial Consulting

'I'll just use a card to pay because it's easier.' “People’s propensity to use debit or credit cards for purchases instead of checks or cash leads to unnecessary purchases because using a card is so easy and doesn’t feel like you’re spending money. To solve this, start paying with cash and checks. It will require a little more work but will psychologically help you make better purchasing decisions. Record all transactions to help with budgeting .” — Dennis Futch , The Tax Shop

'It's OK to carry a balance on my credit card.' “Many Americans are carrying balances on high-interest credit cards. This harmful money mindset can lead to long-term financial struggles. When individuals consistently carry balances, they accrue high-interest debt, making it harder to achieve financial stability. This not only drains resources but also perpetuates a cycle of dependency on credit, hindering savings and investments for the future.” — Howard Dvorkin , Debt.com

Kiplinger Advisor Collective is the premier criteria-based professional organization for personal finance advisors, managers, and executives. Learn more >

'Spending less equals saving more.' “One harmful money mindset is the belief that ‘spending less always equals saving more.’ This mindset can limit financial growth by ignoring the importance of earning more and investing wisely. To change this mindset, focus on creating a balanced approach that includes budgeting for savings, investing in professional growth and exploring opportunities to increase income — not just cutting expenses.” — Amrita Choudhary , Wasabi Technologies

'It's better to not take risks and to play it safe.' “Fearing uncertainty is a significant hindrance to financial prosperity. This can lead to you not challenging yourself, which results in never knowing what could have been. While it’s common to feel unsure about stepping out of your comfort zone, it’s essential to do so in order to see growth. The best way to alter this mindset is to have better financial discernment on which risks are worth it.” — Justin Donald , Lifestyle Investor

'I have to keep up with the Joneses.' “The ' Joneses ' money mindset detracts from both wealth and well-being. This mindset can be harmful through comparison, explanation or ‘keeping up.’ If you run your journey at your pace without explaining your means, preferences and financial plan, your pockets and spirit will benefit simultaneously.” — Dr. Preston D. Cherry , Concurrent Financial Planning

'I have plenty of time to save for retirement later.' “One mistake people make is thinking they don't have to start saving for retirement now. They assume that they can wait until later. But, the reality is, the sooner they start saving for retirement, the better.” — David Silversmith , Eisner Advisory Group LLC

'Being a renter is better than owning a home.' “There is a lot of energy put behind not being a homeowner and instead being a renter. The timing of homeownership is different for everyone, so a lot needs to be assessed. But, renting for the rest of your life is an endless expense with zero ownership of an asset that more often than not appreciates in value and contributes to net worth . A home also has lifestyle and emotions tied together with the financial aspects as well.” — John Bodrozic , HomeZada

'Credit cards are like free money.' “Credit cards are not an alternative source of income! They are an excellent resource if cash is in an account earning income. They can be used to track expenses, their savings offset any fees, and your charges earn some sort of benefits. Your benefit in using a credit card, however, is predicated on you paying the balance in full every billing cycle.” — Deborah W. Ellis , Ellis Wealth Planning

Related Content

• Six Tasks That Can Help You Feel Better About Your Money
• Is Your Mindset Right for an Amazing Retirement?
• Is Your Money Mindset Unhealthy? You Can Change It
• Here's How to Foster Good Financial Habits in Your Children

The information provided here is not investment, tax or financial advice. You should consult with a licensed professional for advice concerning your specific situation.

Kiplinger Advisor Collective is the premier criteria-based professional organization for personal finance advisors, managers, and executives.

Everest, Inc. author Will Cockrell discusses why high-net-worth people flock to climb Mount Everest.

By Alexandra Svokos Published 11 May 24

You may feel like a mortgage prisoner, but your options may be more doable than you think.

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A self-made millionaire who studied 1,200 wealthy people found they're willing to admit an uncomfortable fact about money

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Contrary to popular belief, "everyone has the same opportunity to acquire wealth," says self-made millionaire Steve Siebold , who has also studied more than 1,200 of the world's wealthiest people over the past 30 years.

In his research, he found that rich people are willing to admit something about money that makes many of us uncomfortable: It can solve most problems.

It can be uncomfortable to accept that money, rather than being the corrupting force it is often portrayed, can serve as a useful tool that creates opportunities, options, and happiness, but that's what the wealthiest people do on a daily basis — and it allows them to generate more wealth. 

"If you want to start attracting money, stop seeing it as your enemy and think of it as one of your greatest allies," Siebold writes .

"It's a friend that has the power to end sleepless nights of worry and physical pain, and can even save your life ... Start telling yourself on a daily basis that money is your friend and a positive force in your life, and your mind will go to work to help you acquire more."

While average people see money as a necessary evil and let it stress them out, rich people find wealth reassuring, says Siebold : "The world class sees money as the great liberator, and with enough of it, they are able to purchase financial peace of mind."

Watch: Meet the 26 year old jeweler making it big hawking custom bling to celebrities on Instagram

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Can Mo' Money Really Mean Mo' Problems?

Many people believe money can solve all their problems. But Richard Watts, a financial and legal advisor to the very rich, says there's some truth to the saying, "more money, more problems." Watts speaks with host Michel Martin about his new book, Fables of Fortune: What Rich People Have That You Don't Want .

Copyright © 2012 NPR. All rights reserved. Visit our website terms of use and permissions pages at www.npr.org for further information.

NPR transcripts are created on a rush deadline by an NPR contractor. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR’s programming is the audio record.

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Self-Esteem

It’s ok you can’t solve every problem, trying to “fix" everything can leave you feeling like a failure..

Updated May 10, 2024 | Reviewed by Ray Parker

• What Is Self-Esteem?
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• Your intrinsic value is more than what you can do for other people.

You are still worthwhile and can be successful, even if you don’t have all the solutions.

• Consider which decision will make you feel you’ve stayed true to your values.

In coaching others, I often discuss problem-solving strategies to help individuals think creatively and consider many options when they are faced with challenging situations.

Problem solving 1-2 includes the following:

• Define the problem, identify obstacles, and set realistic goals .
• Generate a variety of alternative solutions to overcome obstacles identified.
• Choose which idea has the highest likelihood to achieve the goal.
• Try out the solution in real-life and see if it worked or not.

Problem-solving strategies can be helpful in many situations. Thinking creatively and testing out different potential solutions can help you come up with alternative ways of solving your problems.

While many problems can be solved, there are also situations in which there is no “perfect” solution or in which what seems to be the best solution still leaves you feeling unsatisfied or like you’re not doing enough.

I encourage you to increase your comfort around the following three truths:

1. You can’t always solve everyone else’s problems.

2. You can’t always solve all of your own problems.

3. You are not a failure if you can’t solve every problem.

You can’t always solve everyone else’s problems.

When someone around you needs help, do you feel compelled to find solutions to their problem?

Are you seen as the problem solver at your job or in your close relationships?

Does it feel uncomfortable for you to listen to someone tell you about a problem and not offer solutions?

There are times when others come to you because they know you can help them solve a problem. There are also times when the other person is coming to you not for a solution to their problem, but for support, empathy, and a listening ear.

Your relationships may be negatively impacted if others feel that you don’t fully listen and only try to “fix” everything for them. While this may feel like a noble act, it may lead the other person to feel like they have failed or that you think they are unable to solve their own problems.

Consider approaching such situations with curiosity by saying to the other person:

• As you share this information with me, tell me how I can best support you.
• What would be most helpful right now? Are you looking for an empathetic ear or want to brainstorm potential next steps?
• I want to be sure I am as helpful as I can be right now; what are you hoping to get out of our conversation?

You can’t always solve all of your own problems.

We are taught from a young age that problems have a solution. For example, while solving word problems in math class may not have been your favorite thing to do, you knew there was ultimately a “right” answer. Many times, the real world is much more complex, and many of the problems that you face do not have clear or “right” answers.

You may often be faced with finding solutions that do the most good for the most amount of people, but you know that others may still be left out or feel unsatisfied with the result.

Your beliefs about yourself, other people, and the world can sometimes help you make decisions in such circumstances. You may ask for help from others. Some may consider their faith or spirituality for guidance. While others may consider philosophical theories.

Knowing that there often isn’t a “perfect” solution, you may consider asking yourself some of the following questions:

• What’s the healthiest decision I can make? The healthiest decision for yourself and for those who will be impacted.
• Imagine yourself 10 years in the future, looking back on the situation: What do you think the future-you would encourage you to do?
• What would a wise person do?
• What decision will allow you to feel like you’ve stayed true to your values?

You are not a failure if you can’t solve all of the problems.

If you have internalized feeling like you need to be able to solve every problem that comes across your path, you may feel like a failure each time you don’t.

It’s impossible to solve every problem.

Your intrinsic value is more than what you can do for other people. You have value because you are you.

Consider creating more realistic and adaptive thoughts around your ability to help others and solve problems.

Some examples include:

• I am capable, even without solving all of the problems.
• I am worthwhile, even if I’m not perfect.
• What I do for others does not define my worth.
• In living my values, I know I’ve done my best.

I hope you utilize the information above to consider how you can coach yourself the next time you:

• Start to solve someone else’s problem without being asked.
• Feel stuck in deciding the best next steps.
• Judge yourself negatively.

1. D'zurilla, T. J., & Goldfried, M. R. (1971). Problem solving and behavior modification. Journal of abnormal psychology, 78(1), 107.

2. D’Zurilla, T. J., & Nezu, A. M. (2010). Problem-solving therapy. Handbook of cognitive-behavioral therapies, 3(1), 197-225.

Julie Radico, Psy.D. ABPP, is a board-certified clinical psychologist and coauthor of You Will Get Through This: A Mental Health First-Aid Kit.

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At any moment, someone’s aggravating behavior or our own bad luck can set us off on an emotional spiral that threatens to derail our entire day. Here’s how we can face our triggers with less reactivity so that we can get on with our lives.

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Why RAG won’t solve generative AI’s hallucination problem

Hallucinations — the lies generative AI models tell, basically — are a big problem for businesses looking to integrate the technology into their operations.

Because models have no real intelligence and are simply predicting words, images, speech, music and other data according to a private schema , they sometimes get it wrong. Very wrong. In a recent piece in The Wall Street Journal, a source recounts an instance where Microsoft’s generative AI invented meeting attendees and implied that conference calls were about subjects that weren’t actually discussed on the call.

As I wrote a while ago, hallucinations may be an unsolvable problem with today’s transformer-based model architectures. But a number of generative AI vendors suggest that they can be done away with, more or less, through a technical approach called retrieval augmented generation, or RAG.

Here’s how one vendor, Squirro, pitches it :

At the core of the offering is the concept of Retrieval Augmented LLMs or Retrieval Augmented Generation (RAG) embedded in the solution … [our generative AI] is unique in its promise of zero hallucinations. Every piece of information it generates is traceable to a source, ensuring credibility.

Here’s a similar pitch from SiftHub:

Using RAG technology and fine-tuned large language models with industry-specific knowledge training, SiftHub allows companies to generate personalized responses with zero hallucinations. This guarantees increased transparency and reduced risk and inspires absolute trust to use AI for all their needs.

RAG was pioneered by data scientist Patrick Lewis, researcher at Meta and University College London, and lead author of the 2020 paper that coined the term. Applied to a model, RAG retrieves documents possibly relevant to a question — for example, a Wikipedia page about the Super Bowl — using what’s essentially a keyword search and then asks the model to generate answers given this additional context.

“When you’re interacting with a generative AI model like ChatGPT or Llama and you ask a question, the default is for the model to answer from its ‘parametric memory’ — i.e., from the knowledge that’s stored in its parameters as a result of training on massive data from the web,” David Wadden, a research scientist at AI2, the AI-focused research division of the nonprofit Allen Institute, explained. “But, just like you’re likely to give more accurate answers if you have a reference [like a book or a file] in front of you, the same is true in some cases for models.”

RAG is undeniably useful — it allows one to attribute things a model generates to retrieved documents to verify their factuality (and, as an added benefit, avoid potentially copyright-infringing regurgitation ). RAG also lets enterprises that don’t want their documents used to train a model — say, companies in highly regulated industries like healthcare and law — to allow models to draw on those documents in a more secure and temporary way.

But RAG certainly  can’t stop a model from hallucinating. And it has limitations that many vendors gloss over.

Wadden says that RAG is most effective in “knowledge-intensive” scenarios where a user wants to use a model to address an “information need” — for example, to find out who won the Super Bowl last year. In these scenarios, the document that answers the question is likely to contain many of the same keywords as the question (e.g., “Super Bowl,” “last year”), making it relatively easy to find via keyword search.

Things get trickier with “reasoning-intensive” tasks such as coding and math, where it’s harder to specify in a keyword-based search query the concepts needed to answer a request — much less identify which documents might be relevant.

Even with basic questions, models can get “distracted” by irrelevant content in documents, particularly in long documents where the answer isn’t obvious. Or they can — for reasons as yet unknown — simply ignore the contents of retrieved documents, opting instead to rely on their parametric memory.

RAG is also expensive in terms of the hardware needed to apply it at scale.

That’s because retrieved documents, whether from the web, an internal database or somewhere else, have to be stored in memory — at least temporarily — so that the model can refer back to them. Another expenditure is compute for the increased context a model has to process before generating its response. For a technology already notorious for the amount of compute and electricity it requires even for basic operations, this amounts to a serious consideration.

That’s not to suggest RAG can’t be improved. Wadden noted many ongoing efforts to train models to make better use of RAG-retrieved documents.

Some of these efforts involve models that can “decide” when to make use of the documents, or models that can choose not to perform retrieval in the first place if they deem it unnecessary. Others focus on ways to more efficiently index massive datasets of documents, and on improving search through better representations of documents — representations that go beyond keywords.

“We’re pretty good at retrieving documents based on keywords, but not so good at retrieving documents based on more abstract concepts, like a proof technique needed to solve a math problem,” Wadden said. “Research is needed to build document representations and search techniques that can identify relevant documents for more abstract generation tasks. I think this is mostly an open question at this point.”

So RAG can help reduce a model’s hallucinations — but it’s not the answer to all of AI’s hallucinatory problems. Beware of any vendor that tries to claim otherwise.

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A regional poll on Sunday offers Catalans the choice of an exiled separatist politician or an anti-independence government.

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• May 10, 2024   •   27:42 Stormy Daniels Takes the Stand
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Stormy Daniels Takes the Stand

The porn star testified for eight hours at donald trump’s hush-money trial. this is how it went..

Hosted by Michael Barbaro

Featuring Jonah E. Bromwich

Produced by Olivia Natt and Michael Simon Johnson

Edited by Lexie Diao

With Paige Cowett

Original music by Will Reid and Marion Lozano

Engineered by Alyssa Moxley

Listen and follow The Daily Apple Podcasts | Spotify | Amazon Music | YouTube

This episode contains descriptions of an alleged sexual liaison.

What happened when Stormy Daniels took the stand for eight hours in the first criminal trial of former President Donald J. Trump?

Jonah Bromwich, one of the lead reporters covering the trial for The Times, was in the room.

On today’s episode

Jonah E. Bromwich , who covers criminal justice in New York for The New York Times.

Background reading

In a second day of cross-examination, Stormy Daniels resisted the implication she had tried to shake down Donald J. Trump by selling her story of a sexual liaison.

Here are six takeaways from Ms. Daniels’s earlier testimony.

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We aim to make transcripts available the next workday after an episode’s publication. You can find them at the top of the page.

The Daily is made by Rachel Quester, Lynsea Garrison, Clare Toeniskoetter, Paige Cowett, Michael Simon Johnson, Brad Fisher, Chris Wood, Jessica Cheung, Stella Tan, Alexandra Leigh Young, Lisa Chow, Eric Krupke, Marc Georges, Luke Vander Ploeg, M.J. Davis Lin, Dan Powell, Sydney Harper, Mike Benoist, Liz O. Baylen, Asthaa Chaturvedi, Rachelle Bonja, Diana Nguyen, Marion Lozano, Corey Schreppel, Rob Szypko, Elisheba Ittoop, Mooj Zadie, Patricia Willens, Rowan Niemisto, Jody Becker, Rikki Novetsky, John Ketchum, Nina Feldman, Will Reid, Carlos Prieto, Ben Calhoun, Susan Lee, Lexie Diao, Mary Wilson, Alex Stern, Dan Farrell, Sophia Lanman, Shannon Lin, Diane Wong, Devon Taylor, Alyssa Moxley, Summer Thomad, Olivia Natt, Daniel Ramirez and Brendan Klinkenberg.

Our theme music is by Jim Brunberg and Ben Landsverk of Wonderly. Special thanks to Sam Dolnick, Paula Szuchman, Lisa Tobin, Larissa Anderson, Julia Simon, Sofia Milan, Mahima Chablani, Elizabeth Davis-Moorer, Jeffrey Miranda, Renan Borelli, Maddy Masiello, Isabella Anderson and Nina Lassam.

Jonah E. Bromwich covers criminal justice in New York, with a focus on the Manhattan district attorney’s office and state criminal courts in Manhattan. More about Jonah E. Bromwich

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